CENTURY 21 Edge
$380,000$399,0004 bd2 ba1,834 sqft$207 /sqft≈$3,352 /mo all-in ↓

13520 PALMERA VISTA DRIVE, RIVERVIEW, FL, 33579

Active44 days on marketListed Aug 30, 2026MLS #TB8539525

✦ Reduced $19KSingle Family ResidenceRESERVE/PRADERA-PH 4

About this home

13520 PALMERA VISTA DRIVE

**ASSUMABLE LOAN @ 2.25%** Welcome to 13520 Palmera Vista Drive, a beautifully maintained 4-bedroom, 2-bath Beazer Homes Explorer offering approximately 1,838 square feet of thoughtfully designed, single-story living in sought-after Reserve at Pradera. Built in 2020, the "Explorer" floor plan was designed around open, connected living spaces, and this home delivers exactly that. The kitchen flows seamlessly into the dining area and spacious great room, creating an inviting layout for both everyday living and entertaining. Thoughtfully selected finishes include 42-inch white cabinetry, granite countertops, a large center island, generous prep and storage space, and a layout that keeps the kitchen connected to the heart of the home. Durable wood-look plank tile extends throughout the main living areas, combining warmth, style, and easy maintenance. *The split-bedroom design offers added privacy, with the primary suite positioned separately from the secondary bedrooms. The spacious primary retreat includes a well-appointed bath with dual-sink vanity, glass-enclosed shower, and soaking garden tub, creating a comfortable place to unwind. *Three additional bedrooms provide flexibility for family, guests, a home office, fitness room, or hobby space. Additional features include 2-inch blinds, LED lighting, an attached 2-car garage, a covered rear lanai, hurricane/storm shutters, and Beazer’s energy-efficient construction features, including energy-conscious HVAC and thermostat components, low-flow plumbing fixtures, enhanced air filtration, and low/no-VOC finishes designed with comfort and efficiency in mind. **This home also includes two valuable owner-added upgrades today’s buyers will appreciate: a whole-house water filtration system and an EV charging station mounted on the exterior wall of the home, making electric-vehicle ownership even more convenient.** The covered rear lanai extends the living space outdoors and offers the perfect setting for morning coffee, grilling with friends, or simply relaxing at the end of the day. The backyard provides additional room to enjoy Florida’s indoor-outdoor lifestyle. Residents of Reserve at Pradera enjoy an impressive collection of community amenities, including a resort-style swimming pool, splash pad, dog park, playground, basketball courts, soccer fields, and miles of walking and biking trails all for a low HOA of $193/year. Convenient access to shopping, dining, Riverview, Tampa, US-301, I-75, and other major commuter routes makes it easy to enjoy everything the Tampa Bay area has to offer. With its desirable 4-bedroom Explorer layout, upgraded interior finishes, energy-efficient Beazer construction, whole-house water filtration, EV charging capability, covered outdoor living space, hurricane shutters, and exceptional community amenities, 13520 Palmera Vista Drive offers a combination that is increasingly difficult to find. Schedule your private showing and experience everything this beautiful home in Reserve at Pradera has to offer.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,834

Sqft

0.16 ac

Lot size

2

Garage

2021

Year built

One

Levels

$207

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ExteriorStorage

Community & fees

HOA fee$16/mo
Taxes (2025)$9,254/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,352 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$771
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate6.00%
Loan term

Estimated payment

$3,352/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$771
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$314KedgeAI estimate $337,382 · range $327K–$348K$395K

vs edgeAI estimate

+12.6%

$/sqft vs Riverview actives

$207 vs $180

Days on market

44 vs 66 typical

Where $207/sqft sits among the 400 Riverview actives

92
107
85
53 · this home
33
30
$138–158$158–179$179–200$200–221$221–242$242+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Reserve at Pradera

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

The Reserve at Pradera — neighborhood snapshot

Population

627

Median age

34

Median income

$129,619

Median home value

$404,600

Avg household

3

Households w/ children

95%

For the school run

Hillsborough County School District

ElementarySummerfield Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$394K → $362K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

250 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $380,000 ▼ $19K
Aug 30, 2026Listed at $399,000 · 44 days on market since
2021Built · RESERVE/PRADERA-PH 4

Reality check

What actually sold near 13520 PALMERA VISTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13912 SMILING DAISY PLACESold · Jul ’26

$418,000

13912 SMILING DAISY PLACE

4 bd · 2 ba · 1,846 sqft · $226/sqft · 28 DOM

13646 WILD GINGER STREETSold · Dec ’25

$354,900

13646 WILD GINGER STREET

4 bd · 2 ba · 1,935 sqft · $183/sqft · 114 DOM

13641 WILD GINGER STREETSold · Jun ’26

$347,500

13641 WILD GINGER STREET

4 bd · 2 ba · 1,935 sqft · $180/sqft · 176 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13520 PALMERA VISTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13520 PALMERA VISTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13520 PALMERA VISTA DRIVE FAQs

What would the monthly payment be for 13520 PALMERA VISTA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,352/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13520 PALMERA VISTA DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13520 PALMERA VISTA DRIVE?+

The most recent tax bill on record (2025) was $9,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13520 PALMERA VISTA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $380,000, this home is listed about 1% above the Riverview median of $375,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13520 PALMERA VISTA DRIVE?+

Summerfield Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Christine Ans. MLS #TB8539525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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