CENTURY 21 Edge
$825,000$850,0004 bd3 ba1,767 sqft$467 /sqft$4,967 /mo all-in ↓

821 JACARANDA DRIVE, LARGO, FL, 33770

Active32 days on marketListed Aug 19, 2026MLS #TB8539558

Reduced $25KPrivate poolSingle Family ResidenceHARBOR BLUFFS SEC 3 REP

About this home

821 JACARANDA DRIVE

$25,000 PRICE REDUCTION FOR A QUICK SALE! Luxury Coastal Living in Harbor Bluffs! Welcome to an exceptional coastal retreat in the highly sought-after community of Belleair Bluffs. Now offered with a substantial $25,000 price reduction for a quick sale, this completely remodeled 4-bedroom, 3-bath, 2-car garage residence offers an elevated blend of sophistication, comfort, and effortless Florida living. From the moment you enter, you’ll appreciate the main living areas filled with natural light and perfectly suited for both intimate everyday living and elegant entertaining. The living room creates a welcoming focal point, while the friendly inner great room off of the kitchen complete with a stylish dedicated coffee bar, is the perfect place to begin your morning in a truly inspired fashion. The thoughtfully designed split-bedroom floor plan and a bespoke primary suite with a spa-like bathroom and large walk-in closet are perfection. An additional bedroom with an ensuite bathroom is a treat for guests or multi-gen living and two additional rooms are the perfect size for additional rooms or offices that have convenient access to the third centrally located bathroom. The elegant kitchen is well-appointed with stainless steel appliances and everything in reach! Beautiful pool views from a large window at the sink make the space light and bright and the place to be! Step outdoors and discover your own private backyard sanctuary. The expansive, redesigned and fully fenced yard is beautifully enhanced by mature landscaping and a sparkling pool, creating an indulgent setting for afternoon swims, alfresco dining, entertaining guests, or simply relaxing beneath the Florida sunshine. Every detail comes together to create a home that feels like a private coastal escape, while its location places you just moments from beautiful Belleair or Indian Rocks boutique shopping, exceptional dining, and the pristine Gulf Coast beaches. With a $25,000 price reduction and positioned for a quick sale, this is a rare opportunity to secure a beautifully remodeled Belleair Bluffs residence and embrace the luxury Florida lifestyle you’ve been waiting to find! Schedule your private showing today—this exceptional opportunity won’t last!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,767

Sqft

0.3 ac

Lot size

2

Garage

1963

Year built

One

Levels

$467

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Oversized
ExteriorIrrigation System · Lighting · Private Mailbox · Sliding Doors

Community & fees

HOA fee$35/mo
Taxes (2025)$134/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,967 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$11
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$4,967/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property taxes (actual bill)$11
HOA / condo fee$35
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$319KedgeAI estimate $651,944 · range $333K$776K$858K

vs edgeAI estimate

+26.5%

$/sqft vs Largo actives

$467 vs $222

Days on market

32 vs 54 typical

Where $467/sqft sits among the 400 Largo actives

118
97
79
51
31
24 · this home
$113–172$172–231$231–290$290–349$349–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Bluffs

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Harbor Bluffs — neighborhood snapshot

Population

1,626

Median age

55

Median income

$134,535

Median home value

$673,943

Avg household

3

Households w/ children

122

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 244% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $825,000 $25K
Aug 19, 2026Listed at $850,000 · 32 days on market since
1963Built · HARBOR BLUFFS SEC 3 REP

Reality check

What actually sold near 821 JACARANDA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11969 HAMILTON AVENUESold · Oct ’25

$395,000

11969 HAMILTON AVENUE

3 bd · 2.5 ba · 1,673 sqft · $236/sqft · 11 DOM

11973 HAMILTON AVENUESold · Nov ’25

$440,000

11973 HAMILTON AVENUE

3 bd · 2.5 ba · 1,673 sqft · $263/sqft · 17 DOM

205 MARCDALE BOULEVARDSold · Jun ’26

$495,000

205 MARCDALE BOULEVARD

3 bd · 3 ba · 1,656 sqft · $299/sqft · 167 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 821 JACARANDA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 821 JACARANDA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

821 JACARANDA DRIVE FAQs

What would the monthly payment be for 821 JACARANDA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,967/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 821 JACARANDA DRIVE?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 821 JACARANDA DRIVE?+

The most recent tax bill on record (2025) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 821 JACARANDA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $825,000, this home is listed about 184% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 821 JACARANDA DRIVE?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$825,000 runs 244% above the LARGO 33770 median — but at 1,767 sqft it's also 43% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $850,000, now $825,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Shawn Killebrew. MLS #TB8539558.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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