31990 BLUE PASSING, WESLEY CHAPEL, FL, 33545
Active31 days on marketListed Aug 20, 2026MLS #TB8540253
About this home
31990 BLUE PASSING
Welcome to 31990 Blue Passing Loop, an extensively upgraded townhome in the highly desirable Epperson community of Wesley Chapel—where beautiful pond views, incredible sunsets, and an active Florida lifestyle come together. Whether you’re purchasing your first home, looking for an investment opportunity, or ready to downsize into something more manageable without sacrificing location or style, this home offers an incredible combination of upgrades, convenience, and lifestyle. With over $45,000 invested in improvements throughout 2024 and 2025, much of the work has already been done for you. Inside, you’ll find new appliances, granite countertops and backsplash, upgraded LED lighting throughout—including chandeliers and kitchen pendant lighting—custom accent walls, LVP flooring throughout the entire second floor and stairway, and an updated downstairs half bath. Step outside to the screened-in back patio overlooking the pond, where you’ll have your own front-row seat to beautiful Florida sunsets—and on the Fourth of July, you can enjoy incredible fireworks views right from your own backyard patio. Additional upgrades include tile flooring on the front and rear porches, an epoxy-coated garage floor, garage ceiling storage, and smart-home climate control. Beyond the home itself, the location is a huge part of what makes living here special. You’re minutes from Epperson Lagoon and Eagle Park, with Publix, restaurants, shopping, and everyday conveniences nearby. For those who enjoy an active lifestyle, Wesley Chapel offers a growing fitness community, including ISI Elite Training just minutes away, along with local run clubs and plenty of opportunities to stay active and meet people in the community. Morning workout, afternoon at the Lagoon, dinner nearby, and sunset from your own patio—this is the kind of location that makes everyday life a little easier and a lot more enjoyable. Move-in ready, extensively upgraded, and positioned in one of Wesley Chapel’s most recognizable communities, this is a home you’ll want to experience in person.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,760
Sqft
0.05 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,936 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,936/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs EPPERSON NORTH TWNHMS PH 4
$185 vs $166
Days on market
31 vs 50 typical
Where $185/sqft sits among the 6 homes for sale in EPPERSON NORTH TWNHMS PH 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Epperson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Epperson — neighborhood snapshot
Population
3,917
Median age
31
Median income
$131,369
Median home value
$397,700
Avg household
4
Households w/ children
454
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $432K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 6
EPPERSON NORTH TWNHMS PH 4 have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31990 BLUE PASSING
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$259,500
8069 ROLLING SHELL TRAIL · same community
3 bd · 2.5 ba · 1,760 sqft · $147/sqft · 102 DOM
Sold · Jul ’26$299,000
8057 ROLLING SHELL TRAIL · same community
3 bd · 2.5 ba · 1,760 sqft · $170/sqft · 123 DOM
Sold · May ’26$320,000
31615 BLUE PASSING LOOP · same community
3 bd · 2.5 ba · 1,807 sqft · $177/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 31990 BLUE PASSING — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31990 BLUE PASSING — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31990 BLUE PASSING FAQs
What would the monthly payment be for 31990 BLUE PASSING?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,936/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31990 BLUE PASSING?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31990 BLUE PASSING?+
The most recent tax bill on record (2025) was $5,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31990 BLUE PASSING?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $325,000, this home is listed about 25% below the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31990 BLUE PASSING?+
Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle), Watergrass Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KAP RATE LIVING LLC · Claudia Cano. MLS #TB8540253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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