
21228 MARSH HAWK DRIVE, LAND O LAKES, FL, 34638
Active10 days on marketListed Sep 10, 2026MLS #TB8540279
About this home
21228 MARSH HAWK DRIVE
POOL + POND + PRIVACY + 3-CAR GARAGE + NO CDD! Located on approximately one-third of an acre in the gated Preserve at Lake Thomas, this single-story 4-bedroom, 3-bath home offers 2,388 heated SF, a private screened pool, pond frontage and no direct rear neighbors. A 3-way split floor plan adds exceptional functionality with four true bedrooms plus a separate flex room, den/office and formal dining room—giving you plenty of options without sacrificing a bedroom. Inside, you'll find high ceilings, no carpet, an updated kitchen with stone countertops and an oversized breakfast bar/island, and an open main living area overlooking the pool and pond. The private primary suite features a walk-in closet and updated bath, while a pool-access bath adds convenience for outdoor living. Step outside to the covered lanai and large screened-in volleyball-style pool with shallow areas at both ends and a deeper center—ideal for recreation, entertaining and Florida living (3ft - 6ft - 3ft) This property has approximately 72 feet of pond frontage that creates an open backdrop with added separation from neighboring homes. Additional highlights include an extended paver driveway, 3-car garage, interior laundry, 2023 roof, 2022 HVAC, 2025 fabric hurricane shutters, 2020 Hot Water Heater and Flood Zone X. Preserve at Lake Thomas is a smaller, established gated community of approximately 119 homes with mature landscaping, larger homesites, sidewalks, a wooded preserve boardwalk, community dock, fishing and access to approximately 167-acre Lake Thomas—all with NO CDD. Conveniently located off US 41 with access to SR 54, SR 56, I-75 and the Suncoast/Veterans corridor, you're within easy reach of Wesley Chapel, Lutz, New Tampa and Tampa, along with shopping, dining, golf and recreation. If you're looking for the space and privacy of an established neighborhood without giving up accessibility, this property delivers a combination that's increasingly difficult to find.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,388
Sqft
0.32 ac
Lot size
3
Garage
2004
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,899 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,899/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Land O Lakes actives
$241 vs $205
Days on market
10 vs 43 typical
Where $241/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
239 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 21228 MARSH HAWK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$670,000
21133 MARSH HAWK DRIVE · same community
3 bd · 2 ba · 2,196 sqft · $305/sqft · 118 DOM
Sold · Jul ’26$545,000
21314 MARSH HAWK DRIVE · same community
3 bd · 2 ba · 2,086 sqft · $261/sqft · 83 DOM
Sold · Aug ’26$635,000
21115 PRESERVATION DRIVE · same community
4 bd · 4 ba · 3,221 sqft · $197/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 21228 MARSH HAWK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21228 MARSH HAWK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21228 MARSH HAWK DRIVE FAQs
What would the monthly payment be for 21228 MARSH HAWK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,899/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21228 MARSH HAWK DRIVE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21228 MARSH HAWK DRIVE?+
The most recent tax bill on record (2025) was $3,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21228 MARSH HAWK DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $575,000, this home is listed about 37% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 21228 MARSH HAWK DRIVE?+
Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 55% above the LAND O LAKES 34638 median — but at 2,388 sqft it's also 17% larger than the typical Land O Lakes listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Trish McCullough-Johnson. MLS #TB8540279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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