CENTURY 21 Edge
$565,0004 bd3 ba2,376 sqft$238 /sqft$3,577 /mo all-in ↓

7217 RIDGEPORT DRIVE, TAMPA, FL, 33647

Active32 days on marketListed Aug 20, 2026MLS #TB8540457

Single Family ResidenceTAMPA PALMS 2C UNIT 2

About this home

7217 RIDGEPORT DRIVE

NEW ROOF (2026)! NEW EXTERIOR PAINT (2026)! NEW DOWNSTAIRS FLOORING (2026)! Beautifully updated 4-bedroom, 3-bath home offering 2,376 square feet of thoughtfully designed living space in the highly desirable Enclave at Tampa Palms. Combining timeless style with substantial recent improvements, this home delivers an exceptional blend of comfort, functionality, and Florida charm. Step inside to a bright, inviting interior enhanced by new wood and porcelain tile flooring throughout the downstairs, along with beautiful new chandeliers that add an elegant finishing touch. The versatile floor plan offers both formal and casual living spaces, including a formal dining area, separate dinette, dedicated office/flex room, and spacious living areas anchored by a wood-burning fireplace. At the heart of the home, the kitchen features granite countertops, custom wood cabinetry, a new convection oven, and built-in roomy wood pantry. The kitchen connects the surrounding living and dining areas creating a natural gathering place for everyday living and entertaining. The generously sized primary suite offers a private retreat with a spacious walk-in closet and en-suite bathroom featuring a separate tub and shower. Upstairs, three additional roomy bedrooms and a full bathroom provide excellent flexibility for guests, hobbies, or additional workspace. Among the home’s standout improvements is the beautifully customized full laundry room, complete with new porcelain tile flooring, a dedicated workspace, added cabinetry and storage, and a new LG washer and dryer—both included with the sale. Custom walk-in storage beneath the staircase provides an unexpected and valuable level of organization. French doors open to a newly screened lanai and covered porch. Extending the living space into this peaceful outside retreat is a plus! Perfect for morning coffee, alfresco dining, entertaining, or simply enjoying the Florida lifestyle. Mature landscaping surrounds the private backyard, enhancing the appeal. Additional features include a two-car garage, vaulted ceilings, ceiling fans, an irrigation system, electronic door locks, and a Nest smart thermostat that allows remote smartphone control of the home’s air-conditioning system. An ADT security system with sensors installed on every door and window offers additional peace of mind. Abundant natural light and thoughtfully designed storage can be found throughout the home.Tampa Palms offers an exceptional lifestyle with community amenities that include a Junior Olympic-size swimming pool, parks, playgrounds, tennis and basketball courts, racquetball facilities, a fishing dock, and walking and biking trails. Ideally located near I-75 and I-275, the home provides convenient access to shopping, dining, medical facilities, universities, recreation, and the many conveniences of New Tampa. A complete list of improvements and updates are available! Contact listing agent directly for more information. Must see home while available!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,376

Sqft

0.19 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$238

Per sqft

FireplacePark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$28/mo
Taxes (2025)$1,545/yr
PetsYes
CommunityFishing · Clubhouse · Deed Restrictions · Golf · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Phone Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,577 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$129
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,500
Interest rate6.00%
Loan term

Estimated payment

$3,577/mo

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property taxes (actual bill)$129
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $565K
$421KedgeAI estimate $484,972 · range $438K$577K$600K

vs edgeAI estimate

+16.5%

$/sqft vs Tampa actives

$238 vs $293

Days on market

32 vs 43 typical

Where $238/sqft sits among the 400 Tampa actives

232 · this home
92
31
8
11
26
$144–318$318–491$491–664$664–838$838–1011$1011+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa Palms

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)37 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Tampa Palms — neighborhood snapshot

Population

18,012

Median age

41

Median income

$141,130

Median home value

$413,399

Avg household

3

Households w/ children

2,062

For the school run

Hillsborough County School District

ElementaryTampa Palms Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighFreedom High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

241 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $565,000 · 32 days on market since
1989Built · TAMPA PALMS 2C UNIT 2

Reality check

What actually sold near 7217 RIDGEPORT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7218 YARDLEY WAYSold · Jul ’26

$550,000

7218 YARDLEY WAY · same community

4 bd · 3 ba · 2,418 sqft · $227/sqft · 76 DOM

7224 YARDLEY WAYSold · Feb ’26

$525,000

7224 YARDLEY WAY · same community

4 bd · 3 ba · 2,418 sqft · $217/sqft · 6 DOM

16105 CAMBRIA COURTSold · May ’26

$459,000

16105 CAMBRIA COURT · same community

3 bd · 2.5 ba · 2,054 sqft · $223/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7217 RIDGEPORT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7217 RIDGEPORT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7217 RIDGEPORT DRIVE FAQs

What would the monthly payment be for 7217 RIDGEPORT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,577/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7217 RIDGEPORT DRIVE?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7217 RIDGEPORT DRIVE?+

The most recent tax bill on record (2025) was $1,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7217 RIDGEPORT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $565,000, this home is listed about 26% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7217 RIDGEPORT DRIVE?+

Tampa Palms Elementary School (elementary), Liberty Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE TONI EVERETT COMPANY · Dana Macdonald. MLS #TB8540457.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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