904 BAYSHORE DRIVE, TARPON SPRINGS, FL, 34689
Active60 days on marketListed Aug 20, 2026MLS #TB8540475
About this home
904 BAYSHORE DRIVE
Welcome to this exceptional waterfront property offering the best of Florida living on a spacious double corner lot with direct Gulf access. Surrounded by mature tropical landscaping and beautiful natural scenery, this unique home provides privacy, abundant outdoor space, and an ideal setting for enjoying the Florida lifestyle. Inside, the home features a bright, open-concept living area with an expansive layout designed for entertaining and everyday living. With 4 bedrooms, 2 full baths and 2 half baths. Walls of windows and glass doors bring the outdoors in and create a seamless connection to the covered and screened outdoor living spaces. The beautifully updated kitchen offers abundant cabinetry, butcher-block countertops, stainless steel appliances, and a clean, modern aesthetic. One of the home’s standout features is its impressive outdoor entertaining area, complete with a covered screened enclosure and outdoor kitchen/grilling area—perfect for relaxing with friends and family after a day on the water. The generous double-lot setting provides room to enjoy the lush grounds, gardens, mature trees, and waterfront surroundings. The home also features fully owned solar panels, helping enhance energy efficiency while taking advantage of Florida’s abundant sunshine. Additional improvements include updated flooring, recessed lighting, ceiling fans, contemporary finishes, and extensive windows throughout the main living spaces. For boaters and water enthusiasts, the direct Gulf access is a major highlight, offering the opportunity to enjoy boating, fishing, kayaking, and the surrounding waterways right from home. The dock comes with a 10,000 pound boat lift, two lifts for personal water crafts, water and power. This property did not experience flooding during Hurricanes Helene or Milton in 2024, an important consideration for waterfront buyers.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,338
Sqft
0.6 ac
Lot size
2
Garage
1958
Year built
Multi/Split
Levels
$513
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,056 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,056/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+90.4%
$/sqft vs Tarpon Springs actives
$513 vs $246
Days on market
60 vs 72 typical
Where $513/sqft sits among the 273 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
149 of 273
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 269% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 904 BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$400,000
838 CALLISTA CAY
3 bd · 2.5 ba · 2,222 sqft · $180/sqft · 39 DOM
Sold · Apr ’26$730,000
723 WATERSIDE COURT
4 bd · 2.5 ba · 2,197 sqft · $332/sqft · 5 DOM
Sold · Oct ’26$695,000
47 W MORGAN STREET
3 bd · 3.5 ba · 2,522 sqft · $276/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 904 BAYSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 904 BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
904 BAYSHORE DRIVE FAQs
What would the monthly payment be for 904 BAYSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 904 BAYSHORE DRIVE?+
The most recent tax bill on record (2025) was $11,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tarpon Springs?+
At $1,200,000, this home is listed about 181% above the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 904 BAYSHORE DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 269% above the TARPON SPRINGS 34689 median — but at 2,338 sqft it's also 41% larger than the typical Tarpon Springs listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,250,000, now $1,200,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Andrew Hentzen. MLS #TB8540475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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