8951 SOUTHERN CHARM CIRCLE, BROOKSVILLE, FL, 34613
Active5 days on marketListed Aug 24, 2026MLS #TB8540485
About this home
8951 SOUTHERN CHARM CIRCLE
Built in 2021 by LGI Homes, Gated Community, this Boca Grande villa offers 1,437 square feet with 3 bedrooms, 2 baths and an attached 2 car garage. The open plan puts the kitchen, dining and living areas together around a 16x18 living room. The kitchen has wood cabinetry, brushed nickel hardware and energy efficient appliances, part of over $10,000 in builder upgrades included when the home was new. The primary suite is 11x14 with a walk in closet and private bath. Two more bedrooms and a second full bath sit on the other side of the home. Separate inside laundry room, plus a covered patio out back. Brick and stucco exterior, shingle roof, slab foundation, irrigation system. Flood Zone X, outside the high risk flood area. Spring Ridge offers a clubhouse, resort style pool, fitness center, basketball courts and grills. HOA is $135 a year. A CDD assessment applies. West front exposure. Pets allowed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,443
Sqft
0.09 ac
Lot size
2
Garage
2022
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SPRING RIDGE
$194 vs $161
Days on market
5 vs 55 typical
Where $194/sqft sits among the 6 homes for sale in SPRING RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Spring Ridge — neighborhood snapshot
Population
719
Median age
55
Median income
$55,938
Median home value
$163,600
Avg household
2
Households w/ children
65%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $305K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 6
SPRING RIDGE have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the BROOKSVILLE 34613 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8951 SOUTHERN CHARM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$282,500
8949 SOUTHERN CHARM CIRCLE · same community
3 bd · 2 ba · 1,443 sqft · $196/sqft · 201 DOM
Sold · Jun ’26$250,000
8646 PINETOP RIDGE LANE · same community
3 bd · 2 ba · 1,446 sqft · $173/sqft · 121 DOM
Sold · Jul ’26$265,000
8361 SILVERBELL LOOP · same community
4 bd · 2 ba · 1,494 sqft · $177/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8951 SOUTHERN CHARM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8951 SOUTHERN CHARM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8951 SOUTHERN CHARM CIRCLE FAQs
What would the monthly payment be for 8951 SOUTHERN CHARM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,187/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8951 SOUTHERN CHARM CIRCLE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8951 SOUTHERN CHARM CIRCLE?+
The most recent tax bill on record (2025) was $2,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8951 SOUTHERN CHARM CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $279,500, this home is listed about 17% below the Brooksville median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8951 SOUTHERN CHARM CIRCLE?+
Central High School (high), West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIFES A BEACH REAL ESTATE · Matt Mayers. MLS #TB8540485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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