7186 E BANK DRIVE UNIT 7186, TAMPA, FL, 33617
Active54 days on marketListed Aug 19, 2026MLS #TB8540541
About this home
7186 E BANK DRIVE UNIT 7186
Nested within a secure, gated community and completely surrounded by lush, vibrant nature, this immaculate one-bedroom, one-bathroom unit offers the ultimate cozy retreat. The pristine, beautifully maintained interior fills with natural light, creating a warm and inviting atmosphere that flows effortlessly toward the outdoors. Its standout feature is a private terrace that boasts spectacular, panoramic views of a breathtaking lake, providing an unrivaled backdrop for peaceful morning coffees or relaxing evenings.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
504
Sqft
0.01 ac
Lot size
1986
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $284
Days on market
54 vs 64 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
229 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33617 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7186 E BANK DRIVE UNIT 7186
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$84,600
7246 E BANK DRIVE UNIT 106 · same community
1 bd · 1 ba · 504 sqft · $168/sqft · 175 DOM
Sold · Mar ’26$75,000
7238 E BANK DRIVE UNIT 104 · same community
1 bd · 1 ba · 504 sqft · $149/sqft · 74 DOM
Sold · Oct ’25$70,000
7156 E BANK DRIVE UNIT 7156 · same community
2 bd · 1.5 ba · 864 sqft · $81/sqft · 407 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7186 E BANK DRIVE UNIT 7186 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7186 E BANK DRIVE UNIT 7186 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7186 E BANK DRIVE UNIT 7186 FAQs
What would the monthly payment be for 7186 E BANK DRIVE UNIT 7186?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7186 E BANK DRIVE UNIT 7186?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,100, this home is listed about 100% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7186 E BANK DRIVE UNIT 7186?+
Robles Elementary School (elementary), King High School (high), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STARLINK REALTY · Claudia Granada. MLS #TB8540541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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