CENTURY 21 Edge
$1,225,0004 bd4 ba4,512 sqft$271 /sqft$9,026 /mo all-in ↓

17807 HOWSMOOR PLACE, LUTZ, FL, 33559

Active10 days on marketListed Sep 11, 2026MLS #TB8540739

Single Family ResidenceCORDOBA RANCH

About this home

17807 HOWSMOOR PLACE

Virtually Staged. Luxury, privacy, and exceptional space come together in this impressive Cordoba Ranch estate. Ideally positioned on a cul-de-sac, this beautifully presented 4-bedroom, 4-bath residence offers more than 4,500 square feet of living space on an expansive half-acre homesite with tranquil pond views and no rear neighbors. A flexible first-floor guest bedroom, private office/den, massive bonus room, 3-car garage, and generous indoor and outdoor living spaces create the scale and versatility today's luxury buyer is searching for all within one of Lutz's most desirable gated communities. From the moment you arrive, the expansive paver driveway and commanding exterior presence make an impressive first impression. A freshly painted interior complement the home's bright, spacious living areas and thoughtfully designed floor plan. A private den/home office provides a dedicated workspace, while the first-floor bedroom with convenient access to a full bath offers exceptional flexibility for guests, extended stays, or multigenerational living. At the heart of the home is the expansive chef-inspired kitchen, designed for both everyday living and entertaining. An oversized center island is surrounded by extended cabinetry, abundant counter and storage space, stainless steel appliances, and a walk-in pantry. The open layout flows naturally into the main living areas, creating a welcoming gathering space for intimate evenings or larger celebrations. Upstairs, the spacious primary suite offers a private retreat with two walk-in closets featuring built-in shelving and cabinetry. The primary bath features dual vanities, a soaking tub, and an oversized glass-enclosed walk-in shower. Additional bedrooms provide generous accommodations, while the massive double-door bonus room/ offers remarkable versatility as a media room, game room, fitness studio, private lounge, or additional bedroom. A private balcony adds another distinctive space to relax and unwind. Thoughtful features continue with a separate laundry room with built-in cabinetry, whole-house water filtration system, extensive storage, and a spacious 3-car garage. The fully fenced half-acre homesite offers exceptional outdoor space for entertaining, recreation, gardening, or creating a custom outdoor retreat tailored to your lifestyle. Residents of Cordoba Ranch enjoy resort-style amenities including a community pool, splash pad, tennis and basketball courts, racquetball courts, playground, dog park, and walking trails. Convenient access to I-75 and I-275 provides easy connectivity to Tampa Premium Outlets, The Shops at Wiregrass, dining, entertainment, medical facilities, USF, Downtown Tampa, and Tampa International Airport. With more than 4,500 square feet of living space, a half-acre cul-de-sac setting, exceptional privacy, flexible living areas, and a premier Cordoba Ranch location, this is a home that deserves to be experienced in person. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,512

Sqft

0.51 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$271

Per sqft

Water view

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan
LaundryCommon Area · Inside · Laundry Chute · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorBalcony · French Doors · Irrigation System · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$64/mo
Taxes (2025)$20,791/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Gated Community - No Guard · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sprinkler Well · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,026 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property tax — 2025 actual bill$1,733
HOA fee — from the listing$64
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,500
Interest rate6.00%
Loan term

Estimated payment

$9,026/mo

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property taxes (actual bill)$1,733
HOA / condo fee$64
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$271 vs $243

Days on market

10 vs 48 typical

Where $271/sqft sits among the 271 Lutz actives

79
75
56 · this home
26
10
25
$174–212$212–251$251–290$290–328$328–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryLutz K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$541K$528K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

165 of 271

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $1,225,000 · 10 days on market since
2017Built · CORDOBA RANCH

Reality check

What actually sold near 17807 HOWSMOOR PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17914 HOWSMOOR PLACESold · Feb ’26

$1,179,000

17914 HOWSMOOR PLACE · same community

5 bd · 3.5 ba · 4,506 sqft · $262/sqft · 33 DOM

17923 BARN CLOSE DRIVESold · Feb ’26

$1,300,000

17923 BARN CLOSE DRIVE · same community

5 bd · 3.5 ba · 4,520 sqft · $288/sqft · 176 DOM

2608 MEADOW GRANGE LANESold · Sep ’26

$1,250,000

2608 MEADOW GRANGE LANE · same community

4 bd · 4 ba · 4,468 sqft · $280/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17807 HOWSMOOR PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17807 HOWSMOOR PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17807 HOWSMOOR PLACE FAQs

What would the monthly payment be for 17807 HOWSMOOR PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,026/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17807 HOWSMOOR PLACE?+

The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17807 HOWSMOOR PLACE?+

The most recent tax bill on record (2025) was $20,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17807 HOWSMOOR PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,225,000, this home is listed about 158% above the Lutz median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17807 HOWSMOOR PLACE?+

Lutz K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,225,000 runs 222% above the LUTZ 33559 median — but at 4,512 sqft it's also nearly twice the size of the typical Lutz listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lutz K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Mo Khan. MLS #TB8540739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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