22791 PENNY LOOP, LAND O LAKES, FL, 34639
Active34 days on marketListed Aug 20, 2026MLS #TB8541024
About this home
22791 PENNY LOOP
Welcome home to this beautifully updated 3-bedroom, 2-bathroom home with a 1-car garage, where modern finishes and thoughtful updates come together to create a comfortable and inviting living space. Step inside to discover high end luxury vinyl plank flooring throughout the entire home, offering a beautiful, durable, waterproof, and easy to maintain finish. The updated kitchen is sure to impress, featuring wood cabinetry, quartz countertops, a stylish stone backsplash, and stainless steel appliances. The combination of these modern finishes creates a kitchen that is both functional and perfect for everyday living and entertaining. Major updates completed in 2021 include the AC system, roof, and electrical box, offering valuable peace of mind for the years ahead. Outside, enjoy the privacy of the fenced backyard, along with a shed located on the patio that provides convenient additional storage. Beyond the home, the location offers exceptional convenience. Cypress Creek Outlets, Wiregrass Mall, The Groves, restaurants, hospitals, and I-75 are all just minutes away, placing shopping, dining, entertainment, and everyday essentials within easy reach. With its modern updates, stylish finishes, practical features, and convenient location, this home is a wonderful opportunity to enjoy comfortable Florida living with so much already taken care of. Come see it for yourself and make this beautifully updated home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,041
Sqft
0.13 ac
Lot size
1
Garage
1983
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,093 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,093/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Land O Lakes actives
$267 vs $205
Days on market
34 vs 43 typical
Where $267/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
241 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 22791 PENNY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$255,000
2928 MARTHA LANE · same community
3 bd · 2 ba · 1,041 sqft · $245/sqft · 22 DOM
Sold · Jun ’26$260,000
2725 GLENVIEW DRIVE · same community
2 bd · 1 ba · 1,023 sqft · $254/sqft · 107 DOM
Sold · Aug ’26$270,000
2640 MARTHA LANE · same community
3 bd · 1 ba · 898 sqft · $301/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 22791 PENNY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22791 PENNY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22791 PENNY LOOP FAQs
What would the monthly payment be for 22791 PENNY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,093/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22791 PENNY LOOP?+
The most recent tax bill on record (2025) was $2,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22791 PENNY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $278,000, this home is listed about 34% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 22791 PENNY LOOP?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVENUE HOMES LLC · Irma Gonzalez. MLS #TB8541024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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