13313 2ND STREET E, MADEIRA BEACH, FL, 33708
Active51 days on marketListed Aug 21, 2026MLS #TB8541145
About this home
13313 2ND STREET E
Priced under appraised value! Renovated two-bedroom, one-bath home featuring solid block construction, a slab foundation, and classic terrazzo flooring. Improvements completed in 2025 include new electrical, plumbing, drywall, insulation, mini-split systems, and a new water heater—offering added comfort and peace of mind. Situated on a 40-by-104-foot lot, the property also features backyard space and a covered carport. Located in a quiet Madeira Beach neighborhood near the water, this home is just a short walk from the sandy beaches, shops, restaurants, and entertainment at John’s Pass Village. With a three-month minimum rental period, this property is an excellent opportunity for a primary residence, coastal getaway, or turnkey rental investment. BUYER INCENTIVE: A preferred lender is offering the next qualified buyer a lender-paid permanent 1-point interest-rate buydown, subject to lender terms and qualification. Ask for details!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
705
Sqft
0.09 ac
Lot size
1956
Year built
One
Levels
$617
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,103 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,103/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.5%
$/sqft vs Madeira Beach actives
$617 vs $627
Days on market
51 vs 86 typical
Where $617/sqft sits among the 119 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mitchell's Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Mitchell's Beach — neighborhood snapshot
Population
377
Median age
61
Median income
$117,645
Median home value
$104,438
Avg household
2
Households w/ children
10%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 119
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13313 2ND STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$235,000
13104 4TH STREET E · same community
4 bd · 2 ba · 1,020 sqft · $230/sqft · 39 DOM
Sold · Oct ’25$425,000
13225 2ND STREET E · same community
2 bd · 1.5 ba · 1,035 sqft · $411/sqft · 226 DOM
Sold · Dec ’25$550,000
253 BOCA CIEGA DRIVE · same community
2 bd · 2 ba · 1,361 sqft · $404/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13313 2ND STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13313 2ND STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13313 2ND STREET E FAQs
What would the monthly payment be for 13313 2ND STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13313 2ND STREET E?+
The most recent tax bill on record (2025) was $2,283. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13313 2ND STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $435,000, this home is listed about 46% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13313 2ND STREET E?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Paris Faughn. MLS #TB8541145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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