
12760 INDIAN ROCKS ROAD UNIT 107, LARGO, FL, 33774
Active27 days on marketListed Aug 24, 2026MLS #TB8541151
About this home
12760 INDIAN ROCKS ROAD UNIT 107
End-unit privacy, no neighbors above, and a screened balcony accessible from both the living room and primary bedroom distinguishes this 2-bedroom condo in the waterfront New Atlantis Club, just over a mile from Indian Rocks Beach. Offering 980 square feet, the interior has a comfortable, straightforward layout with generous room sizes and an open connection between the kitchen, dining area, and living room. A tiled foyer leads to the main living space, where the kitchen wraps around a broad Corian breakfast bar with seating, a double-basin sink, and plenty of counter space. Light cabinetry, recessed lighting and stainless-steel appliances complete the kitchen, while the open pass-through keeps it visually connected to the dining area beyond. The adjacent dining space has room for a full table and is positioned naturally between the kitchen and living room. At more than 20 feet long, the living room easily accommodates substantial seating and media furniture without feeling crowded. Luxury vinyl flooring runs underfoot, while a wide bank of windows brings in natural light. A door at the far end opens to the screened balcony, creating an outdoor extension of the living space with room for seating and a leafy view framed by mature trees. The primary bedroom measures approximately 14'9" x 11'3" and continues the connection to the outdoors with sliding glass doors opening directly to the balcony. Neutral carpet, a ceiling fan, an additional window and a built-in closet with sliding doors complete the room. Bedroom 2 measures approximately 10'5" x 11'3" and includes neutral carpet, a ceiling fan, windows on two walls and its own built-in closet. They shared bath features light cabinetry, a dark countertop, a large mirror and a tub/shower with tile surround and handheld showerhead. Additional features include: fully renovated in (2020), double-pane windows & sliding doors, a water heater (2023), refrigerator (2020) and microwave (2022). New Atlantis Club adds an impressive list of amenities to its Intracoastal setting, including two heated pools, a hot tub, a fitness center, a clubhouse, tennis courts, shuffleboard, kayak storage and launch, BBQ areas, and shared laundry facilities. The clubhouse includes gathering space, billiards, ping-pong, a community kitchen, a library, and a computer area. Private gated access to John R. Bonner Nature Park adds another way to enjoy the surrounding waterfront landscape. Indian Rocks Beach is just over a mile away, with Gulf beaches, restaurants, shopping, parks and other local destinations all within easy reach.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
980
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33%
$/sqft vs NEW ATLANTIS CLUB CONDO
$143 vs $134
Days on market
27 vs 54 typical
Where $143/sqft sits among the 7 homes for sale in NEW ATLANTIS CLUB CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
NEW ATLANTIS CLUB CONDO have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12760 INDIAN ROCKS ROAD UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
12760 INDIAN ROCKS ROAD UNIT 578 · same community
2 bd · 1 ba · 987 sqft · $122/sqft · 29 DOM
Sold · Aug ’26$500,000
50 GULF BOULEVARD UNIT 108
2 bd · 2 ba · 1,008 sqft · $496/sqft · 74 DOM
Sold · Jul ’26$475,000
50 GULF BOULEVARD UNIT 207
2 bd · 2 ba · 1,008 sqft · $471/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12760 INDIAN ROCKS ROAD UNIT 107 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12760 INDIAN ROCKS ROAD UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12760 INDIAN ROCKS ROAD UNIT 107 FAQs
What would the monthly payment be for 12760 INDIAN ROCKS ROAD UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,303/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12760 INDIAN ROCKS ROAD UNIT 107?+
The most recent tax bill on record (2025) was $3,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12760 INDIAN ROCKS ROAD UNIT 107?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $140,000, this home is listed about 52% below the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12760 INDIAN ROCKS ROAD UNIT 107?+
Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33774 market on paper
$140,000 is 33% below the LARGO 33774 median of $207,500, and at $143/sqft it sits under the Largo average of $252.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $150,000, now $140,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8541151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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