187 145TH AVENUE E UNIT 3, MADEIRA BEACH, FL, 33708
Active6 days on marketListed Aug 23, 2026MLS #TB8541231
About this home
187 145TH AVENUE E UNIT 3
Better Than New Coastal Luxury Townhome at Madeira Beach Walk Condos in the Heart of Madeira Beach ! Move in Ready ! Just Steps to the Beach & the Intracoastal ! Easy to Maintain Wood Look Tile Flooring Throughout, Along with Neutral Paint, & Gorgeous Selections. You'll Love the Open Floor Plan on the Second Level ! The Kitchen with Massive Eat In Island & Stainless Appliances Shares Space with the Great Room & Dining Area Highlighted by Trey Ceiling & Loads of Natural Light. Also On the Second Level You'll Also Find Two Bedrooms, a Shared Full Bath, & the Laundry Area Accompanied by Plenty of Hanging/Storage Space. Upstairs Is the Primary Suite Boasting Your Own Private Patio Access with Water Views & a Seating Area in Addition to the Owners Bath & Huge Walk In Closet with Custom Organizing System. The Garage Level Boasts Room for Up to 4 Vehicles & Plenty of Storage. Townhome Comes with Elevator Shaft, Making it Easy for a Future Transition to No Stairs, But Currently Offers Lots of Extra Storage on Each Level. Enjoy Entertaining on Multiple Outdoor Levels with Intracoastal Views. Just Seconds to Dining, Shopping, & Popular John's Pass. COA Covers Master Insurance, Water/Sewer/Trash, Irrigation, & Exterior Maintenance. Pool, Fence, & Patio Additions, as Well as (3 Month Plus) Rentals are Permissible. Seller Willing to Consider Long Term Lease at $4900 Monthly As Well As Well As Possible Short Term Seller Financing at Market Rates/Terms. Not Many Nearly New Construction Opportunities in Madeira Beach at This Price Point. Live the Dream in One of Florida's Most Highly Desired Locations. Don't Wait on Paradise !
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,990
Sqft
0.12 ac
Lot size
3
Garage
2024
Year built
Three Or More
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,102 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,102/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.2%
$/sqft vs Madeira Beach actives
$528 vs $605
Days on market
6 vs 98 typical
Where $528/sqft sits among the 120 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $590K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
51 of 120
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 187 145TH AVENUE E UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$508,000
13253 BOCA CIEGA AVENUE
3 bd · 2.5 ba · 1,990 sqft · $255/sqft · 1 DOM
Sold · Aug ’26$690,000
12208 2ND STREET E UNIT 602
3 bd · 2.5 ba · 1,885 sqft · $366/sqft · 20 DOM
Sold · Dec ’25$660,000
12364 CAPRI CIRCLE N
3 bd · 2.5 ba · 1,850 sqft · $357/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 187 145TH AVENUE E UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 187 145TH AVENUE E UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
187 145TH AVENUE E UNIT 3 FAQs
What would the monthly payment be for 187 145TH AVENUE E UNIT 3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,102/mo — principal and interest, the actual property-tax bill, the $681/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 187 145TH AVENUE E UNIT 3?+
The association fee works out to $681 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 187 145TH AVENUE E UNIT 3?+
The most recent tax bill on record (2024) was $2,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 187 145TH AVENUE E UNIT 3?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $1,050,000, this home is listed about 40% above the Madeira Beach median of $749,900. The market section on this page shows how the area is trending.
Which schools are assigned to 187 145TH AVENUE E UNIT 3?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,050,000 runs 113% above the MADEIRA BEACH 33708 median — but at 1,990 sqft it's also 60% larger than the typical Madeira Beach listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $681/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a Madeira Beach market that averages 98 — if it fits, move quickly.
05Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REIGN REALTY COASTAL PROPERTIES LLC · Niki Gulick. MLS #TB8541231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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