125 ISLAND WAY UNIT 305, CLEARWATER, FL, 33767
Active30 days on marketListed Aug 22, 2026MLS #TB8541280
About this home
125 ISLAND WAY UNIT 305
An end unit, they seldom come available! End units at Dolphin Harbor are bigger, have windows down the side, lots of light, it has a huge walk in closet/storage in bedroom #2, a bump out in the living room which means more width/space! This absolutely gorgeous 3 bedroom, 2 bath condo is fully furnished with high end furniture, and kitchen needs, a must see. The 30 foot totally private balcony creates another whole outside living area, with electricity, 2 ceiling fan provisions, and water spicket, just add a TV and enjoy the docks, pool and water view while having your morning coffee. You will love the large primary bedroom with a large walk-in closet, and huge en-suite bath. A laundry room, and 2 other big bedrooms gives this home all the space you'll need. From the moment you walk in, the long wide entry foyer takes your eyes right to the triple door sliders and intercoastal water in back. No need to worry about hurricanes, Dolphin Harbor is built to top standards, and a generator insures you'll not have to worry about electricity. Kick back, relax and know you have a secure, top of line new home. Convenience, the grocery is right across the street, restaurants, shopping and more, Dolphin Harbor with only 27 units provides the best of the best, Clearwater Beach, under building parking, security, privacy, and luxury, you will know you have arrived at the pinnacle of living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
1.59 ac
Lot size
1
Garage
2023
Year built
One
Levels
$589
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,321 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,321/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.7%
$/sqft vs Clearwater actives
$589 vs $224
Days on market
30 vs 53 typical
Where $589/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
250 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 ISLAND WAY UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,025,000
125 ISLAND WAY UNIT 602 · same community
3 bd · 2 ba · 1,850 sqft · $554/sqft · 38 DOM
Sold · Oct ’25$530,000
628 CLEVELAND STREET UNIT 711
3 bd · 2 ba · 1,856 sqft · $286/sqft · 111 DOM
Sold · Nov ’25$505,000
800 S GULFVIEW BOULEVARD UNIT 101
3 bd · 2 ba · 1,950 sqft · $259/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 125 ISLAND WAY UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 ISLAND WAY UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 ISLAND WAY UNIT 305 FAQs
What would the monthly payment be for 125 ISLAND WAY UNIT 305?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,321/mo — principal and interest, the actual property-tax bill, the $1,252/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 ISLAND WAY UNIT 305?+
The association fee works out to $1,252 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 ISLAND WAY UNIT 305?+
The most recent tax bill on record (2025) was $19,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 ISLAND WAY UNIT 305?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,095,000, this home is listed about 292% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 ISLAND WAY UNIT 305?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,095,000 runs 97% above the CLEARWATER 33767 median — but at 1,860 sqft it's also 47% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,252/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Robb Clark. MLS #TB8541280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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