1880 TONKA TERRACE, WESLEY CHAPEL, FL, 33543
Active27 days on marketListed Aug 25, 2026MLS #TB8541655
About this home
1880 TONKA TERRACE
Welcome to this beautifully upgraded 4-bedroom, 3-bath residence in Union Park, one of Wesley Chapel’s desirable master-planned communities. From the moment you arrive, this home showcases thoughtful improvements, modern finishes, and exceptional functionality designed for comfortable Florida living. The beautifully remodeled kitchen features elegant quartz countertops and offers an updated, stylish setting for everyday living and entertaining, while the remodeled bathrooms also include quartz countertops and provide fresh, contemporary finishes throughout. Major improvements include a 2025 roof and 2025 Water heater, adding valuable peace of mind for the next owner. Additional features include a wholehome central vacuum system, a water filtration system, and a reverse osmosis system for drinking water. Modern blinds of the living room and the kitchen home complement the clean, contemporary feel. The spacious layout offers four bedrooms and three full bathrooms, providing flexibility for guests, work-from-home space, and everyday living. The primary suite offers a private retreat with a comfortable bedroom and beautifully updated bath. The open living areas provide an inviting flow between the main living spaces, while abundant natural light enhances the home’s warm and welcoming atmosphere. Step outside to the fenced backyard and covered outdoor sitting area, creating an ideal setting for morning coffee, weekend gatherings, outdoor dining, or simply enjoying the Florida lifestyle. Located within Union Park Phase 3A, residents can enjoy an impressive collection of community amenities, including resort-style pools, clubhouse facilities, fitness areas, playgrounds, walking and recreational trails, and outdoor spaces designed for recreation and relaxation. The Wesley Chapel location provides convenient access to shopping, dining, entertainment, recreation, major roadways, and everyday conveniences. With its extensive list of updates, modern features, and access to Union Park amenities, this home presents an outstanding opportunity to enjoy the best of contemporary Wesley Chapel living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,419
Sqft
0.18 ac
Lot size
3
Garage
2016
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,560 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,560/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Wesley Chapel actives
$227 vs $199
Days on market
27 vs 50 typical
Where $227/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Union Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Union Park — neighborhood snapshot
Population
2,752
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
387
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $432K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
271 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 1880 TONKA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$460,000
32599 NATURAL BRIDGE ROAD · same community
4 bd · 2.5 ba · 2,377 sqft · $194/sqft · 153 DOM
Sold · Apr ’26$710,000
1781 TONKA TERRACE · same community
4 bd · 3.5 ba · 3,093 sqft · $230/sqft · 13 DOM
Sold · May ’26$726,000
32697 NATURAL BRIDGE ROAD · same community
4 bd · 3 ba · 3,318 sqft · $219/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1880 TONKA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1880 TONKA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1880 TONKA TERRACE FAQs
What would the monthly payment be for 1880 TONKA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,560/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1880 TONKA TERRACE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1880 TONKA TERRACE?+
The most recent tax bill on record (2025) was $9,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1880 TONKA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $549,900, this home is listed about 26% above the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1880 TONKA TERRACE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVISTA BAY REALTY, LLC · Nayibe Zambrano Hernandez. MLS #TB8541655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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