1111 S TERRY AVENUE, LAKELAND, FL, 33815
Active47 days on marketListed Aug 24, 2026MLS #TB8541680
About this home
1111 S TERRY AVENUE
Welcome to 1111 Terry Ave S — OWN THE LAND with NO LOT RENT, NO HOA, and located in a NON-FLOOD ZONE! This well-maintained mobile home offers a combination that's getting harder to find: an updated home, its own land, outdoor space, and freedom from monthly lot rent or HOA fees. The home has been thoughtfully cared for and features numerous improvements, including a beautifully renovated kitchen that creates a fresh and welcoming space for everyday living. Step outside and enjoy the inviting porch, perfect for morning coffee, relaxing evenings, or enjoying Florida's outdoor lifestyle. The generous homesite provides plenty of room for gardening, entertaining, creating your own backyard retreat, or simply enjoying the extra space and privacy that comes with owning your land. Conveniently located near shopping, dining, schools, and major roadways, you'll enjoy easy access to everyday necessities while coming home to a property with space to make your own. If you've been searching for an affordable, move-in-ready Florida home where you OWN THE LAND, with NO LOT RENT, NO HOA, and a NON-FLOOD-ZONE location, don't miss this opportunity. Schedule your private showing today and discover the possibilities at 1111 Terry Ave S! Buyer and buyer's agent to verify flood zone designation, zoning, property use, and any applicable county or deed restrictions.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
624
Sqft
0.17 ac
Lot size
1973
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.1%
$/sqft vs Lakeland actives
$192 vs $194
Days on market
47 vs 67 typical
Where $192/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Winston — neighborhood snapshot
Population
10,023
Median age
47
Median income
$45,211
Median home value
$79,754
Avg household
2
Households w/ children
920
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
247 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1111 S TERRY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$79,999
1142 S NOKOMIS AVENUE
1 bd · 1 ba · 624 sqft · $128/sqft · 13 DOM
Sold · Mar ’26$65,000
1607 FAYE STREET
3 bd · 1.5 ba · 732 sqft · $89/sqft · 60 DOM
Sold · Aug ’26$240,000
1215 W BELMAR STREET
2 bd · 1 ba · 776 sqft · $309/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1111 S TERRY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1111 S TERRY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1111 S TERRY AVENUE FAQs
What would the monthly payment be for 1111 S TERRY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1111 S TERRY AVENUE?+
The most recent tax bill on record (2025) was $886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1111 S TERRY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $120,000, this home is listed about 64% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1111 S TERRY AVENUE?+
Jesse Keen Elementary School (elementary), Kathleen Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Mileddy Albo. MLS #TB8541680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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