CENTURY 21 Edge

873 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL, 33572

Active5 days on marketListed Aug 24, 2026MLS #TB8541707

WaterfrontSYMPHONY ISLES UNIT ONE

About this home

873 SYMPHONY ISLES BOULEVARD

Slip out from your private dock and heavy-duty all-aluminum boat lift and head straight into deep, unrestricted sailboat water. No fixed bridges. No limits. The boat lift is powered by reliable AMS Flat Plate drives with an estimated 24,000–26,000 lb capacity — meaningfully higher than many residential lifts in the area and suitable for larger center consoles, bay boats, or modest cruisers. Power and water are already connected. This vacant waterfront homesite with 51 feet of canal frontage sits in the desirable, 24-hour guard-gated community of Symphony Isles in Apollo Beach. Every lot here enjoys wide deep-water canals with direct Tampa Bay access. The existing dock and sturdy multi-pylon lift are already in place, giving you an immediate head-start on the water while you design and build your custom coastal home. From your dock you’ll see dolphins and manatees, and the quiet, canal lined with vegetation offers peaceful living with open-water freedom just minutes away. Impact fees for water, electric, and sanitary have already been paid by the seller, removing a significant upfront cost and simplifying the path to construction. Utilities are available underground; public sewer and water are in place. The lot is cleared, level, and ready. Symphony Isles delivers the complete lifestyle package with low HOA fees and no CDD. Residents enjoy a private sandy beach park on Tampa Bay — a rare amenity — with gazebo, BBQ, and volleyball; a community boat ramp, clubhouse, and resort-style pool; playground, tennis courts, and meticulously maintained private roads — all protected by 24/7 uniformed security, not just a gate code. Golf carts are welcome. The community is active, social, and perfectly sized at just 314 properties. Location is key. Apollo Beach sits conveniently between Tampa and the growing South Shore corridor. Downtown Tampa is typically 25–30 minutes away, Brandon about 15–25 minutes, and Tampa International Airport roughly 30–40 minutes. St. Petersburg and the Gulf beaches are 30–45 minutes, and Sarasota is about 35–50 minutes. You’re close to parks, boat-up restaurants, shopping, and championship golf, yet tucked into a quiet, secure waterfront enclave. It’s the rare balance of work-day practicality and pure Florida leisure. Whether you’re chasing sunsets with dolphins, weekend Gulf runs, or simply the everyday pleasure of living on the water, this lot delivers. Build the home you’ve imagined and enjoy the Florida lifestyle on a site that already has the dock, the lift, the paid impact fees, and the unmatched access for both work and play.

Facts & features

The home at a glance

0.15 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouth

Community & fees

HOA fee$177/mo
Taxes (2025)$4,493/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityBay/Harbor Front · Boat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Beach Area · Curbs · Deed Restrictions · Gated Community - Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Private · Public · Sewer Available · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,174 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$374
HOA fee — from the listing$177
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,174/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$374
HOA / condo fee$177
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apollo Beach

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryDoby Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$460K$463K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $600,000 · 5 days on market since

Reality check

What actually sold near 873 SYMPHONY ISLES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

818 SYMPHONY ISLES BOULEVARDSold · Sep ’25

$560,000

818 SYMPHONY ISLES BOULEVARD · same community

3 bd · 2.5 ba · 2,201 sqft · $254/sqft · 9 DOM

808 SYMPHONY ISLES BOULEVARDSold · Apr ’26

$765,000

808 SYMPHONY ISLES BOULEVARD · same community

3 bd · 2 ba · 2,477 sqft · $309/sqft · 81 DOM

849 SYMPHONY ISLES BOULEVARDSold · Nov ’25

$925,000

849 SYMPHONY ISLES BOULEVARD · same community

4 bd · 4 ba · 2,551 sqft · $363/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 873 SYMPHONY ISLES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 873 SYMPHONY ISLES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

873 SYMPHONY ISLES BOULEVARD FAQs

What would the monthly payment be for 873 SYMPHONY ISLES BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,174/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 873 SYMPHONY ISLES BOULEVARD?+

The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 873 SYMPHONY ISLES BOULEVARD?+

The most recent tax bill on record (2025) was $4,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 873 SYMPHONY ISLES BOULEVARD?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $600,000, this home is listed about 23% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 873 SYMPHONY ISLES BOULEVARD?+

Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$600,000 runs 38% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Apollo Beach market that averages 56 — if it fits, move quickly.

Listing courtesy of FUTURE HOME REALTY INC · Boris Zlotnikov. MLS #TB8541707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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