CENTURY 21 Edge
$1,265,000$1,295,0002 bd2.5 ba1,986 sqft$637 /sqft≈$9,591 /mo all-in ↓

560 79TH STREET S, ST PETERSBURG, FL, 33707

Active58 days on marketListed Aug 24, 2026MLS #TB8541740

✦ Reduced $30KWaterfrontPrivate poolSingle Family ResidenceSOUTH CSWY ISLE 4TH ADD

About this home

560 79TH STREET S

WATERFRONT One-of-a kind, Mid-Century Modern Waterfront , Pool Home in Causeway Isle — Your Florida Dream Come True Nestled along a pristine waterfront with tropical landscaping in a coveted bayside enclave. This one-of-a-kind must-see Mid-Century Modern retreat blends architectural flair with coastal ease: Open floorplan with gleaming terrazzo floors and expansive windows frame the gorgeous water vistas. Chef-inspired kitchen with stainless steel appliances (remodeled 2025), gleaming counter tops and a Breakfast bar/island flows into a welcoming dining area with pool and water views. Large inviting family and an additional enclosed "florida room" with lots of room to entertain Family and Friends. Convenient laundry room and pool bath combined with access to the cozy outdoor covered patio is a perfect place for enjoying your morning java or evening cocktail. The primary suite offers a spa-inspired bath, a roomy closet. large second bedroom and 2nd Bath. Convenient 1car attached garage (2025 garage door) Outdoor living is an entertainer’s delight—with a resort-style pool, covered patio and a private dock with deep-water access for boating and water sports, all set within lush landscaping and welcoming evening lighting. Located on a residential peninsula with quick access to beaches, dining, boutique shopping, short drive to downtown St Petersburg and I275. This property offers strong waterfront appeal for full or part time living. See this waterfront retreat in person to appreciate the scale and ambiance; schedule your private tour today and begin living the Florida dream in Causeway Isle.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,986

Sqft

0.17 ac

Lot size

1

Garage

1960

Year built

One

Levels

$637

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTerrazzo
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Ground Level
ExteriorGray Water System · Lighting · Private Yard · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$11,956/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Natural Gas Connected · Public · Sewer Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,591 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$7,961
PMI (est., until 20% equity)$474
Property tax — 2025 actual bill$996
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $126,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $126,500
Interest rate7.50%
Loan term

Estimated payment

$9,591/mo

Principal & interest$7,961
PMI (est., until 20% equity)$474
Property taxes (actual bill)$996
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.0MedgeAI estimate $1,187,731 · range $1.1M–$1.3M$1.4M

vs edgeAI estimate

+6.5%

$/sqft vs St Petersburg actives

$637 vs $324

Days on market

58 vs 66 typical

Where $637/sqft sits among the 400 St Petersburg actives

154
142
36
27 · this home
11
30
$129–282$282–436$436–589$589–743$743–896$896+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Causeway Isles

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Causeway Isles — neighborhood snapshot

Population

1,443

Median age

56

Median income

$139,476

Median home value

$1,061,900

Avg household

2

Households w/ children

73%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 284% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,265,000 ▼ $30K
Aug 24, 2026Listed at $1,295,000 · 58 days on market since
1960Built · SOUTH CSWY ISLE 4TH ADD

Reality check

What actually sold near 560 79TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7831 4TH AVENUE SSold · Aug ’26

$1,240,000

7831 4TH AVENUE S · same community

3 bd · 3 ba · 2,232 sqft · $556/sqft · 69 DOM

7906 4TH AVENUE SSold · Jun ’26

$470,000

7906 4TH AVENUE S · same community

2 bd · 1 ba · 1,100 sqft · $427/sqft · 67 DOM

7073 S SHORE DRIVE SSold · Sep ’26

$475,000

7073 S SHORE DRIVE S

3 bd · 3 ba · 1,964 sqft · $242/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 560 79TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 560 79TH STREET S — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

560 79TH STREET S FAQs

What would the monthly payment be for 560 79TH STREET S?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 560 79TH STREET S?+

The most recent tax bill on record (2025) was $11,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 560 79TH STREET S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,265,000, this home is listed about 198% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 560 79TH STREET S?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,265,000 runs 284% above the ST PETERSBURG 33707 median — but at 1,986 sqft it's also 50% larger than the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,295,000, now $1,265,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Helle Hartley. MLS #TB8541740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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