3609 S GARDENIA AVENUE, TAMPA, FL, 33629
Active25 days on marketListed Aug 27, 2026MLS #TB8541821
About this home
3609 S GARDENIA AVENUE
Set in the highly sought-after Belmar Shores neighborhood of South Tampa, this newly constructed luxury residence offers 5,158 square feet with 5 bedrooms and 4.5 bathrooms. Built with block-on-block construction on a 5-course stem wall and positioned approximately 11 feet above elevation, the home was designed with both longevity and peace of mind in mind, all within the coveted Plant High School district. From the moment you step inside, engineered hardwood flooring and flawless Level 5 drywall establish a clean aesthetic. Just off the foyer, a dedicated office and formal dining room offers a beautifully defined spaces for both work and entertaining. A mudroom with washer and dryer hookup provides convenient access to the split 3-car garage. At the heart of the home, the chef’s kitchen features premium Monogram appliances, abundant cabinetry, a hidden pantry, and a stylish dry bar. The open-concept layout flows effortlessly into the main living area, highlighted by a sleek electric fireplace and expansive hurricane-rated sliding doors that lead outdoors. Step into your private outdoor retreat featuring a covered lanai, full outdoor kitchen with wine cooler, and a stunning pool and spa designed for year-round Florida living. Hurricane-rated windows and sliders, dual HVAC systems, and a tankless hot water heater add efficiency, durability, and comfort. The first floor also offers a private guest bedroom with a full pool bathroom. Upstairs, a spacious media room, full laundry room, and generously sized bedrooms, including a Jack & Jill-style bath, provide ideal functionality. Custom closet build-outs are featured throughout the home. The primary wing serves as a true retreat, complete with expansive walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with dual shower heads, a dedicated linen closet, and a private water closet. Located in the heart of South Tampa’s desirable Belmar Shores, just minutes from Downtown Tampa, International Plaza, and Tampa International Airport, this exceptional residence brings together luxury finishes, thoughtful construction, and an unbeatable South Tampa location.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
5,158
Sqft
0.2 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$523
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,133 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,133/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs BEL MAR SHORES REV
$523 vs $557
Days on market
25 vs 43 typical
Where $523/sqft sits among the 6 homes for sale in BEL MAR SHORES REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Westshore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
South Westshore — neighborhood snapshot
Population
2,215
Median age
38
Median income
$188,888
Median home value
$749,534
Avg household
3
Households w/ children
369
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
1 of 6
BEL MAR SHORES REV have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3609 S GARDENIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,662,000
3407 S LIGHTNER DRIVE · same community
5 bd · 4.5 ba · 5,158 sqft · $516/sqft · 55 DOM
Sold · Jun ’26$2,400,000
3626 S BELCHER DRIVE · same community
5 bd · 4.5 ba · 5,072 sqft · $473/sqft · 203 DOM
Sold · Apr ’26$2,400,000
3607 S BELCHER DRIVE · same community
5 bd · 4.5 ba · 5,072 sqft · $473/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3609 S GARDENIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3609 S GARDENIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3609 S GARDENIA AVENUE FAQs
What would the monthly payment be for 3609 S GARDENIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3609 S GARDENIA AVENUE?+
The most recent tax bill on record (2025) was $4,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $2,699,999, this home is listed about 501% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3609 S GARDENIA AVENUE?+
Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,699,999 runs 154% above the TAMPA 33629 median — but at 5,158 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sage Valk. MLS #TB8541821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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