13221 TOM GALLAGHER ROAD, DOVER, FL, 33527
Active3 days on marketListed Aug 25, 2026MLS #TB8541887
Come see it
Upcoming open house
Sat, Aug 29
11:00 AM – 1:00 PM
About this home
13221 TOM GALLAGHER ROAD
Welcome to 13221 Tom Gallagher Road, an immaculately maintained and truly loved 4-bedroom, 3-bath pool home offering 2,599 square feet on more than 5 fully fenced acres in a premium Dover location. The property features separate fenced areas, a pole barn, storage shed and plenty of room to spread out while enjoying peaceful country-style living. Inside, you’ll find an updated kitchen with granite countertops and cabinetry (2018), updated flooring (2020). Inside you'll also love the Spacious Primary Bedroom and Bedroom 2 and 3 have a Jack and Jill Bathroom. Bedroom 4 is a flex space used as an office. Hall Full bath is perfect for guests use. Peace of mind for Buyers! This home had a pre listing inspection completed and minimal items for review. Peace of mind with a newer water heater (2021), A/C (2023) and roof (2023). The outdoor living space includes a screened pool with an updated remarcited finish and pool pump (2024), perfect for enjoying the Florida lifestyle. Additional improvements include exterior paint and screened weather doors (2018), plus a newer roof on the shed (2023). Zoned for sought-after Strawberry Crest High School and supported by an exceptionally clean home inspection, this property offers space, privacy and incredible possibilities. There may be potential to subdivide, build additional homes or create a multigenerational compound. Buyers should verify all land use, zoning and permitting requirements.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,599
Sqft
5.12 ac
Lot size
2
Garage
1994
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,583 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,583/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs UNPLATTED
$346 vs $296
Days on market
3 vs 30 typical
Where $346/sqft sits among the 165 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dover
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dover. See the full Dover guide →
DOVER 33527 — neighborhood snapshot
Population
16,412
Median age
38.3
Median income
$77,658
Median home value
$347,300
Avg household
2.96
Households w/ children
1,800
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dover market
$480K → $472K
Dover median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
95 of 165
UNPLATTED have cut their price
Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the DOVER 33527 median. See the full Dover market guide →
Paper trail
This home's history
Reality check
What actually sold near 13221 TOM GALLAGHER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13221 TOM GALLAGHER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13221 TOM GALLAGHER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13221 TOM GALLAGHER ROAD FAQs
What would the monthly payment be for 13221 TOM GALLAGHER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13221 TOM GALLAGHER ROAD?+
The most recent tax bill on record (2025) was $2,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13221 TOM GALLAGHER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dover?+
At $900,000, this home is listed about 64% above the Dover median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13221 TOM GALLAGHER ROAD?+
Dover Elementary (elementary), Strawberry Crest High School (high), Turkey Creek Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$900,000 runs 64% above the DOVER 33527 median — but at 2,599 sqft it's also 16% larger than the typical Dover listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Dover market that averages 30 — if it fits, move quickly.
04Strong assigned schools
Dover Elementary, Strawberry Crest High School, Turkey Creek Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Danielle Redner. MLS #TB8541887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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