1744 HARBOR CIRCLE E, LARGO, FL, 33770
Active26 days on marketListed Aug 25, 2026MLS #TB8541926
About this home
1744 HARBOR CIRCLE E
Virtually Staged. GREAT AIRBNB HOME! BONUS ROOM COULD BE A 4th BEDROOM! Privacy and space define this beautifully updated 3BR/2BA home in Harbor Hills... on a non- thru street. At 1,783 square feet with an oversized one-car garage + backyard Shed, this move-in-ready property offers a flowing floor plan filled with natural light throughout, with tile flooring throughout the entire home. ** 5 miles to Indian Rocks Beach ** The formal living room features crown molding and a grand bay window, while the efficient kitchen with tray ceiling opens easily to the family room. The dining area also connects to the family room and extends into a separate sun/exercise/bonus room, where walls of windows overlook the PRIVATE, OVERSIZED, FENCED BACKYARD (80' x 20') — ideal for a POOL, entertaining, gardening, or simply enjoying Florida living. ** Recent updates include: fresh interior paint and trim, newer lighting fixtures and nickel hardware, updated landscaping, white vinyl windows with hurricane protection film, hurricane shutters, Tesla Super Charger, Plantation shutters, newer garage door, updated electrical (2021), tile roof (2020), and hot water heater (2024). ** This home is a fantastic fit for downsizers, first-time buyers, or anyone seeking a second-home retreat. Harbor Hills is a deed-restricted community close to shopping, dining, medical services, and Florida's white sand beaches. Well maintained and ready for its next owner — schedule your showing today. ** Home is CLOSE TO THE BEACH and ideal for salt-life living! Security System included. Washer and Dryer can convey with the home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,702
Sqft
0.18 ac
Lot size
1
Garage
1967
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,896 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,896/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.5%
$/sqft vs Largo actives
$316 vs $222
Days on market
26 vs 54 typical
Where $316/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Hills — neighborhood snapshot
Population
1,452
Median age
50
Median income
$128,233
Median home value
$558,700
Avg household
3
Households w/ children
167
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
216 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1744 HARBOR CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
4071 HARBOR HILLS DRIVE · same community
4 bd · 2 ba · 1,758 sqft · $216/sqft · 8 DOM
Sold · Jul ’26$620,000
4331 HARBOR HILLS DRIVE · same community
3 bd · 2 ba · 1,819 sqft · $341/sqft · 68 DOM
Sold · Nov ’25$425,000
1745 HARBOR CIRCLE W · same community
3 bd · 2 ba · 1,495 sqft · $284/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1744 HARBOR CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1744 HARBOR CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1744 HARBOR CIRCLE E FAQs
What would the monthly payment be for 1744 HARBOR CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,896/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1744 HARBOR CIRCLE E?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1744 HARBOR CIRCLE E?+
The most recent tax bill on record (2025) was $3,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1744 HARBOR CIRCLE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $537,000, this home is listed about 85% above the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1744 HARBOR CIRCLE E?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$537,000 runs 124% above the LARGO 33770 median — but at 1,702 sqft it's also 38% larger than the typical Largo listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $569,000, now $537,000 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Stephanie Slavick. MLS #TB8541926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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