2848 EMERSON AVENUE S, ST PETERSBURG, FL, 33712
Active2 days on marketListed Aug 27, 2026MLS #TB8541944
About this home
2848 EMERSON AVENUE S
Rare double lot in the Warehouse Arts District/Palmetto Park with an approved city variance to split into TWO 42' x 90' BUILDABLE LOTS, or keep the full 84' x 90' (7,636 sq ft) as one canvas. BUILDERS AND DEVELOPERS: two single-family homes with ADUs now allowable due to variance, side-by-side townhomes, or a multi-family concept, subject to City of St. Petersburg zoning and approval. Two doors, four doors, or build-and-hold in a district with strong rental demand — the upside here is what you build. FLOOD ZONE X. Alley access. Public water and sewer at the site. The 1945 structure is a teardown, priced accordingly, so bring your plans and start clean. Steps from the galleries, studios, breweries and monthly ArtWalk that define this district, minutes to Central Avenue, downtown St. Pete, St. Anthony's Hospital, Publix, Whole Foods and Trader Joe's. Adjacent lot also available to assemble a larger project. Sold as-is; buyer to verify dimensions, zoning, density, variance status and permitting.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33712 — neighborhood snapshot
Population
25,871
Median age
38.5
Median income
$57,729
Median home value
$300,600
Avg household
2.53
Households w/ children
2,441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2848 EMERSON AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$328,000
2835 FREEMONT TERRACE S · same community
2 bd · 2 ba · 1,316 sqft · $249/sqft · 350 DOM
Sold · Oct ’25$725,000
2932 FAIRFIELD AVENUE S · same community
3 bd · 2.5 ba · 1,942 sqft · $373/sqft · 79 DOM
Sold · Dec ’25$122,850
2345 KINGSTON STREET S
2 bd · 1 ba · 660 sqft · $186/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2848 EMERSON AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2848 EMERSON AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2848 EMERSON AVENUE S FAQs
What would the monthly payment be for 2848 EMERSON AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2848 EMERSON AVENUE S?+
The most recent tax bill on record (2025) was $2,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $500,000, this home is listed about 16% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2848 EMERSON AVENUE S?+
Gibbs High School (high), John Hopkins Middle School (middle), Woodlawn Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DHM REAL ESTATE GROUP LLC · Nancy Burris. MLS #TB8541944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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