CENTURY 21 Edge
$342,0003 bd2.5 ba1,880 sqft$182 /sqft$2,934 /mo all-in ↓

5304 SYLVESTER LOOP, TAMPA, FL, 33610

Active2 days on marketListed Sep 2, 2026MLS #TB8542028

TownhouseREGO PALMS

About this home

5304 SYLVESTER LOOP

Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhome with a 2-car garage, situated on a desirable corner/end unit overlooking a serene pond. This home is a must-see in the highly sought-after gated community of Rego Palms! LOW HOA, NO CDD, and NO FLOOD ZONE (X). Built in 2019, it features an open-concept living space with soaring 9-foot ceilings and a very spacious screened-in lanai with water views. The interior boasts a large ceramic tile great room, convenient downstairs storage, and a half bath for guests. The modern kitchen features solid wood cabinetry, stone countertops, and stainless steel appliances. An upstairs laundry room adds convenience and includes a washer and dryer. The generous primary suite is located upstairs and includes two large, new dressers and a king-size bed frame and mattress that will remain with the home. The large walk-in closet can easily accommodate another dresser, while the en-suite bathroom features ample countertop space to start your day comfortably. Additionally, the versatile loft area can be transformed into a perfect home office, gym or hobby room. The Vivint Security System provides security and monitoring services for up to 4 people, accessible via a phone app (seller pays approx $24/mo); all equipment will also remain with the home and can be transferred. The attached two-car garage with EPOXY flooring enhances the property's value, along with a water softener that serves the entire home. Enjoy the benefits of this spacious corner lot, providing more room, privacy, and parking than you might expect. This community has a strong history of no flooding and offers resort-style amenities, including a pool, playground, and picturesque ponds. The all-inclusive HOA covers water, sewer, trash, pest control, and exterior maintenance (including the roof), providing you with a maintenance-free, carefree lifestyle. With easy access to I-4 and I-75, you are just 15-20 minutes from downtown, MacDill Air Force Base, and Tampa International Airport, and 55-70 minutes from Orlando and Disney. Schedule your showing today! Investors: This can be leased with no prior years of ownership required. One room is virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,880

Sqft

0.06 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$182

Per sqft

Trees/Woods & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Smart Home · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingGarage Door Opener
ExteriorPrivate Entrance · Sliding Doors

Community & fees

HOA fee$313/mo
Taxes (2025)$3,555/yr
PetsYes
CommunityCommunity Mailbox · Dog Park · Gated Community - No Guard · Playground · Pool · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,013
FHA mortgage insurance (est.)$151
Property tax — 2025 actual bill$296
HOA fee — from the listing$313
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,970Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,970
Interest rate6.00%
Loan term

Estimated payment

$2,934/mo

Principal & interest$2,013
FHA mortgage insurance (est.)$151
Property taxes (actual bill)$296
HOA / condo fee$313
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $342K
$282KedgeAI estimate $304,099 · range $294K$321K$356K

vs edgeAI estimate

+12.5%

$/sqft vs Tampa actives

$182 vs $293

Days on market

2 vs 43 typical

Where $182/sqft sits among the 400 Tampa actives

223 · this home
102
28
12
11
24
$150–307$307–465$465–622$622–780$780–937$937+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)27 min
Walt Disney World61 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33610 — neighborhood snapshot

Population

45,396

Median age

34

Median income

$49,765

Median home value

$210,600

Avg household

2.73

Households w/ children

5,458

For the school run

Hillsborough County School District

ElementaryMango Elementary School★★★★★
HighArmwood High School★★★★★
MiddleJennings Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

211 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the TAMPA 33610 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $342,000 · 2 days on market since
2019Built · REGO PALMS

Reality check

What actually sold near 5304 SYLVESTER LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5160 SYLVESTER LOOPSold · Oct ’25

$330,000

5160 SYLVESTER LOOP · same community

3 bd · 2.5 ba · 1,880 sqft · $176/sqft · 5 DOM

5036 BLUE LATAN LANESold · Aug ’26

$265,000

5036 BLUE LATAN LANE · same community

2 bd · 2.5 ba · 1,588 sqft · $167/sqft · 16 DOM

5233 SYLVESTER LOOPSold · May ’26

$279,900

5233 SYLVESTER LOOP · same community

2 bd · 2.5 ba · 1,588 sqft · $176/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5304 SYLVESTER LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5304 SYLVESTER LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5304 SYLVESTER LOOP FAQs

What would the monthly payment be for 5304 SYLVESTER LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,934/mo — principal and interest, the actual property-tax bill, the $313/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5304 SYLVESTER LOOP?+

The association fee works out to $313 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5304 SYLVESTER LOOP?+

The most recent tax bill on record (2025) was $3,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5304 SYLVESTER LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $342,000, this home is listed about 24% below the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5304 SYLVESTER LOOP?+

Mango Elementary School (elementary), Armwood High School (high), Jennings Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VINTAGE REAL ESTATE SERVICES · Becky Sigler. MLS #TB8542028.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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