5131 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active22 days on marketListed Sep 21, 2026MLS #TB8542078
About this home
5131 SOUTHERN VALLEY LOOP
Welcome to 5131 Southern Valley Loop, a beautiful 2022-built home located in the highly desirable gated Southern Hills Plantation community. Enjoy resort-style living surrounded by the rolling hills and natural beauty that make this one of Brooksville’s most distinctive communities. Southern Hills is anchored by a private Pete Dye-designed championship golf course and offers an impressive collection of amenities, including a Par-3 course, practice facilities, resort-style pool, fitness center, spa, tennis and pickleball courts, clubhouse dining, walking trails, and more. This well-maintained home offers a comfortable and functional layout with plenty of natural light and inviting spaces for everyday living and entertaining. Experience the combination of newer construction, gated community living, championship golf, and resort-style amenities that Southern Hills has to offer. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,079
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs SOUTHERN HILLS PLANTATION PH 1
$241 vs $229
Days on market
22 vs 73 typical
Where $241/sqft sits among the 6 homes for sale in SOUTHERN HILLS PLANTATION PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $296K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 6
SOUTHERN HILLS PLANTATION PH 1 have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5131 SOUTHERN VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$425,000
19511 LILY POND COURT · same community
3 bd · 3 ba · 2,054 sqft · $207/sqft · 5 DOM
Sold · Aug ’26$400,000
19571 LILY POND COURT · same community
3 bd · 2 ba · 1,948 sqft · $205/sqft · 125 DOM
Sold · Jan ’26$415,000
19581 LILY POND COURT · same community
2 bd · 2 ba · 1,892 sqft · $219/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5131 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5131 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5131 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 5131 SOUTHERN VALLEY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,318/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5131 SOUTHERN VALLEY LOOP?+
The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5131 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $6,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5131 SOUTHERN VALLEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $500,000, this home is listed about 48% above the Brooksville median of $338,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5131 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Hadi Harake. MLS #TB8542078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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