CENTURY 21 Edge
$694,9004 bd4 ba3,158 sqft$220 /sqft$5,048 /mo all-in ↓

10212 GARDEN ALCOVE DRIVE, TAMPA, FL, 33647

Active0 days on marketListed Aug 28, 2026MLS #TB8542149

Single Family ResidenceARBOR GREENE PH 1

About this home

10212 GARDEN ALCOVE DRIVE

Virtually Staged. Welcome to this beautifully upgraded and spacious four-bedroom, four-bathroom residence with a private office and versatile bonus room, located in the highly desirable gated community of Arbor Greene in New Tampa. Offering approximately 3,158 square feet of living space, this two-story home combines generous proportions, thoughtful upgrades, and elegant finishes throughout. The interior and exterior were freshly painted prior to the current owner’s purchase. At that time, the kitchen had already been remodeled, providing a stylish and functional space well suited for both everyday living and entertaining. Since purchasing the home, the owner has continued to enhance the property with new flooring throughout. The carpet on the first floor was replaced with attractive tile flooring, while the second floor was upgraded with premium waterproof laminate flooring, creating a cohesive . Additional improvements include a new vinyl fence enclosing the entire backyard, offering durability, low maintenance, and long-lasting performance, as well as a new garage door opener. The home features a private office enclosed by elegant glass French doors, offering a bright and polished workspace. The spacious primary suite features a tray ceiling, adding architectural interest and an elevated sense of style. LED lighting has been installed throughout the entire home, providing bright, modern, and energy-efficient illumination. Recessed lighting and elegant crystal light fixtures add a refined and touch to the living spaces. The remodeled kitchen features a new Samsung refrigerator and new LG dishwasher, both of which convey with the sale. All four bathrooms have also been enhanced with new toilets. The thoughtfully designed floor plan provides excellent space and flexibility for comfortable living and entertaining. The inviting family room opens to a screened rear porch, creating a relaxing indoor-outdoor setting for enjoying the Florida lifestyle. A first-floor bedroom with a full bathroom provides exceptional flexibility for guests, multigenerational living, or a private office or guest suite. Upstairs, the spacious primary suite offers generous proportions, dual vanities, a garden tub, separate shower, and walk-in closets. Additional bedrooms and bathrooms provide privacy and comfort, while the versatile bonus room can be used as a media room, playroom, home office, or additional living space. Additional features include a three-car attached garage, two A/C systems (2023 and 2016), screened rear porch, fully fenced backyard with a new durable vinyl fence, and spacious lot. Residents of Arbor Greene enjoy an array of community amenities, including swimming pools, tennis courts, fitness facilities, a clubhouse, gathering spaces, and a variety of community activities. Conveniently located near I-75, shopping, restaurants, Wiregrass, Tampa Premium Outlets, USF, parks, hospitals, and major Tampa destinations, this home offers an exceptional combination of space, comfort, style, and convenience. Move-in ready and thoughtfully upgraded, this Arbor Greene residence presents an exceptional opportunity for buyers seeking a spacious and well-maintained home with elegant finishes, flexible living spaces, durable exterior improvements, and desirable community amenities in a gated New Tampa location. Exclusions: The secondary/vegetable refrigerator, washer, and dryer do not convey with the sale and will be removed prior to closing.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,158

Sqft

0.24 ac

Lot size

3

Garage

1999

Year built

Two

Levels

$220

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$10,438/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,048 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$870
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,490
Interest rate6.00%
Loan term

Estimated payment

$5,048/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$870
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arbor Greene

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Arbor Greene — neighborhood snapshot

Population

3,372

Median age

45

Median income

$118,033

Median home value

$501,766

Avg household

3

Households w/ children

362

For the school run

Hillsborough County School District

MiddleBenito Middle School★★★★
ElementaryHunter's Green Elementary School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $694,900 · 0 days on market since
1999Built · ARBOR GREENE PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10212 GARDEN ALCOVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10212 GARDEN ALCOVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10212 GARDEN ALCOVE DRIVE FAQs

What would the monthly payment be for 10212 GARDEN ALCOVE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,048/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10212 GARDEN ALCOVE DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10212 GARDEN ALCOVE DRIVE?+

The most recent tax bill on record (2025) was $10,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10212 GARDEN ALCOVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $694,900, this home is listed about 55% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10212 GARDEN ALCOVE DRIVE?+

Benito Middle School (middle), Hunter's Green Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$694,900 runs 94% above the TAMPA 33647 median — but at 3,158 sqft it's also nearly twice the size of the typical Tampa listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Tampa market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Benito Middle School, Hunter's Green Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY ONE GROUP DAVALLS · Jung Choi. MLS #TB8542149.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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