612 E SPRUCE STREET, TARPON SPRINGS, FL, 34689
Active39 days on marketListed Sep 9, 2026MLS #TB8542156
About this home
612 E SPRUCE STREET
Welcome to this adorable shabby-chic home in beautiful Tarpon Springs! Whether you are a first-time homebuyer, downsizing, or looking for a cozy place to call home, this charming 2-bedroom, 1-bath property offers comfort, style, and numerous updates. Featuring 1,078 square feet of living space and a 1-car garage, this home has been lovingly maintained and upgraded by the current owners. One of the most significant improvements is the new 30-year dimensional shingle roof installed in 2024, complete with solar panels. The solar panels will be paid in full at closing, allowing the new owner to enjoy the potential for significantly lower electric bills—approximately $35 per month based on current usage. The home offers an impressive list of additional upgrades, including: 2021 AC system with new ductwork added in 2024, Beautifully remodeled kitchen (2025) featuring new cabinets, granite countertops, a farmhouse-style stainless-steel sink, 2019 Whirlpool stainless-steel appliances, including range, range hood, side-by-side refrigerator, and dishwasher, 2026 Genie garage door motor with two remotes, Hurricane-rated garage door, Hurricane-impact windows on the front of the home (2024), All exterior doors recently replaced, 10 x 10 Tuff Shed(Hurricane Rated) for additional storage. Open the double french doors & step out to enjoy the New Screened Lanai (Hurricane Rated) & expansive backyard with approximately 140 feet of depth, offering plenty of room for a pool. Location is another major highlight! You’ll be just minutes from Historic Downtown Tarpon Springs, where you can enjoy fantastic restaurants, unique shopping, First Friday celebrations, and the famous Tarpon Springs Sponge Docks. Sunset Beach is also nearby and hosts the annual Tarpon Springs Fourth of July fireworks celebration. For beach lovers, you’re only minutes from Fred Howard State Park & Beach and Sunset Beach. An elementary school is conveniently located just one block away, and the Pinellas Trail is close by for walking, biking, and enjoying the outdoors. Best of all, this home is NOT located in a flood zone and has NO HOA! There are simply too many special features to list here, so be sure to review the complete list of upgrades and special features. Come see this charming Tarpon Springs home this weekend—it won’t last long!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,078
Sqft
0.19 ac
Lot size
1
Garage
1983
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Tarpon Springs actives
$278 vs $246
Days on market
39 vs 71 typical
Where $278/sqft sits among the 276 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
153 of 276
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 612 E SPRUCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$292,000
624 E SPRUCE STREET · same community
2 bd · 1.5 ba · 1,078 sqft · $271/sqft · 4 DOM
Sold · Sep ’26$300,000
716 BOSTON STREET · same community
2 bd · 2 ba · 1,093 sqft · $274/sqft · 4 DOM
Sold · Nov ’25$355,000
702 BOSTON STREET · same community
3 bd · 2 ba · 1,153 sqft · $308/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 612 E SPRUCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 612 E SPRUCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
612 E SPRUCE STREET FAQs
What would the monthly payment be for 612 E SPRUCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 612 E SPRUCE STREET?+
The most recent tax bill on record (2025) was $2,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 612 E SPRUCE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $300,000, this home is listed about 29% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 612 E SPRUCE STREET?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Lyn DeBoer. MLS #TB8542156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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