317 W FRANCES AVENUE, TAMPA, FL, 33602
Active49 days on marketListed Aug 25, 2026MLS #TB8542159
About this home
317 W FRANCES AVENUE
Virtually Staged. Tampa Heights Charm, Completely Renovated, Unbeatable Location! Tucked in the heart of Tampa Heights hottest neighborhood, this 3-bedroom, 2.5-bath, 2 car garage + studio apartment with its own separate entrance, wrap around porch and rear deck strikes a rare balance…. It has all the character that makes the neighborhood special, paired with a top-to-bottom renovation that makes it genuinely move-in ready. New impact windows, flooring, cabinetry, appliances, paint and all new fixtures mean the systems are fresh — but the architectural details that give this house its personality haven’t been touched. Main house AC 2020 and the apartment AC is 2014. The roof was installed 2016. It is zoned RM-16, offering valuable versatility, while safely nestled in flood zone X. Above the two-car garage sits a fully equipped apartment with its own kitchen and bath, also newly renovated. Whether you need a guest suite, a home office, space for extended family, or a rental unit, it’s ready to go from day one. What really sets this address apart is where it sits. You’re an easy walk from Armature Works, Water Works Park, and the Tampa Riverwalk — and from two of the city’s Michelin-starred restaurants, Rocca and Kosen. Downtown Tampa is just minutes away, and ongoing Riverwalk expansion and riverfront redevelopment continue to strengthen the connection between Tampa Heights, the river, and downtown. It’s a Tampa Heights home reimagined for how we actually want to live now — and steps from some of the best dining in the city.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,346
Sqft
0.18 ac
Lot size
2
Garage
1908
Year built
One
Levels
$595
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,899 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,899/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+147.9%
$/sqft vs WEST HIGHLANDS
$595 vs $232
Days on market
49 vs 64 typical
Where $595/sqft sits among the 15 homes for sale in WEST HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Tampa Heights — neighborhood snapshot
Population
7,452
Median age
34
Median income
$48,803
Median home value
$428,395
Avg household
3
Households w/ children
812
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 15
WEST HIGHLANDS have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 317 W FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$337,000
1545 12TH STREET · same community
3 bd · 2 ba · 1,709 sqft · $197/sqft · 5 DOM
Sold · Jul ’26$735,000
414 W AMELIA AVENUE · same community
4 bd · 2 ba · 1,692 sqft · $434/sqft · 6 DOM
Sold · Jun ’26$350,000
1140 20TH STREET · same community
3 bd · 2 ba · 1,625 sqft · $215/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 317 W FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 317 W FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
317 W FRANCES AVENUE FAQs
What would the monthly payment be for 317 W FRANCES AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 317 W FRANCES AVENUE?+
The most recent tax bill on record (2025) was $8,260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,395,000, this home is listed about 221% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 317 W FRANCES AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Graham Elementary School (elementary), Stewart Middle Magnet School (middle), Hillsborough High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sarah Razavi. MLS #TB8542159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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