9939 KEY HAVEN ROAD, SEMINOLE, FL, 33777
Active25 days on marketListed Aug 26, 2026MLS #TB8542161
About this home
9939 KEY HAVEN ROAD
This executive luxury townhouse with a serene pond view overlooking the largest retention pond on site offers 3 bedrooms, 2 offices, 2.5 baths, a 2-car garage, designer-appointed features and $92K top builder upgrades (please see the list of upgrades in the attachments). Located in a secure gated community just minutes from the beach and across the street from Lake Seminole Park – 258 acres preserve, this spacious home blends comfort, convenience, and upscale coastal living. Step inside to an inviting open floor plan with soaring ceilings and elegant 8-foot doors that create an immediate sense of grandeur. The expansive screened balcony on the second floor overlooks a picturesque pond with a magnificent fountain, making it an ideal place to relax or entertain. The gourmet kitchen is designed for both style and function, featuring a thoughtful layout with a cooktop, built-in wall oven, and microwave. A versatile second-floor flex space is perfect for a home office, media area, or potential fourth bedroom. The third-floor primary suite is filled with natural light and offers beautiful waterfront views, creating a peaceful retreat at the end of the day. The luxurious primary bath includes dual sinks, a large walk-in shower, and a generous walk-in closet for easy storage. This block (from top to bottom) home offers peace of mind with PGT-rated impact-resistant windows and sliding doors, epoxy flooring in the first-level garage, and surrounding flood vents for added protection. Enjoy the calming sounds of the pond fountain from your screened in deck, creating a peaceful retreat right at home. Community amenities include a fitness center, resort-style heated pool, tennis courts, scenic walking trails, a fire pit, dock, and kayak launch, direct access to the Long Bayou for fishing, kayaking and outdoor recreation—perfect for outdoor enthusiasts. HOA-maintained landscaping adds convenience and peace of mind. Less than 15 minutes from stunning beaches, this home offers the perfect balance of coastal living and modern comfort. Don’t miss the opportunity to make this dream home yours—schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,239
Sqft
0.04 ac
Lot size
2
Garage
2025
Year built
Three Or More
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,788 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,788/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs Seminole actives
$344 vs $253
Days on market
25 vs 45 typical
Where $344/sqft sits among the 308 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 308
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 196% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9939 KEY HAVEN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$550,000
9955 KEY HAVEN ROAD · same community
3 bd · 2.5 ba · 2,248 sqft · $245/sqft · 329 DOM
Sold · Apr ’26$565,000
9957 KEY HAVEN ROAD · same community
3 bd · 2.5 ba · 2,248 sqft · $251/sqft · 552 DOM
Sold · May ’26$685,000
9990 KEY HAVEN ROAD · same community
3 bd · 2.5 ba · 2,248 sqft · $305/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9939 KEY HAVEN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9939 KEY HAVEN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9939 KEY HAVEN ROAD FAQs
What would the monthly payment be for 9939 KEY HAVEN ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,788/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9939 KEY HAVEN ROAD?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9939 KEY HAVEN ROAD?+
The most recent tax bill on record (2025) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9939 KEY HAVEN ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $770,000, this home is listed about 99% above the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9939 KEY HAVEN ROAD?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$770,000 runs 196% above the SEMINOLE 33777 median — but at 2,239 sqft it's also 65% larger than the typical Seminole listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FL INVESTMENT REALTY LLC · Alla Panteleeva. MLS #TB8542161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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