5305 E 98TH AVENUE, TEMPLE TERRACE, FL, 33617
Active3 days on marketListed Aug 25, 2026MLS #TB8542209
Come see it
Upcoming open house
Sat, Aug 29
12:30 PM – 2:30 PM
Lender on-site to help qualify buyers with a pre-approval. Special financing incentives with preferred lender.
About this home
5305 E 98TH AVENUE
Fully renovated from top to bottom in 2026, this solid block home was thoughtfully updated with quality materials, upgraded finishes, and attention to the details that matter. Major improvements include a NEW ROOF (March 2026), updated electrical and plumbing throughout, all new windows and two new exterior doors installed August 2026, fresh interior and exterior paint, and wide-plank luxury vinyl flooring throughout. Inside, the difference is in the details. The beautifully redesigned kitchen features high-end Edward Martin tile backsplash from the counter tops to the ceiling, updated dual-toned cabinetry with gold metal finishes, and a full suite of brand-new, never-used stainless steel appliances, including a French-door refrigerator, slide-in electric range, dishwasher, and over-the-range microwave. The bathroom continues the elevated finishes with a high-end vanity, designer Edward Martin shower tile, and striking Leona polished porcelain checkerboard flooring in Calacatta and Amani Bronze. With the major systems and finishes already addressed, the next owner can move in with confidence and enjoy a home that feels truly new. For additional peace of mind, the new roof includes a 12 Year Manufacturer’s Material Warranty plus 10 year labor warranty for the new owner. NO HOA and NO CDD add even more flexibility, making this an excellent option for a primary residence or investment property. The central Tampa location puts you approximately 8 minutes from USF and Moffitt Cancer Center, 5 minutes from Busch Gardens and Adventure Island, and 13 minutes from the Seminole Hard Rock Casino. This homes combines solid block construction with extensive 2026 renovations. Quality finishes. No HOA or CDD. This is a turnkey home where the work has already been done — schedule your private showing today! **Free Appraisal and additional incentives with preferred lender!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,029
Sqft
0.17 ac
Lot size
1960
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,519 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,519/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.4%
$/sqft vs Temple Terrace actives
$359 vs $219
Days on market
3 vs 27 typical
Where $359/sqft sits among the 71 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
27 of 71
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 5305 E 98TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
5305 E 98TH AVENUE · same community
3 bd · 1 ba · 1,029 sqft · $165/sqft · 0 DOM
Sold · Jun ’26$228,000
9805 N 54TH STREET · same community
4 bd · 2 ba · 1,680 sqft · $136/sqft · 5 DOM
Sold · Nov ’25$225,000
8309 TUPELO DRIVE
3 bd · 1.5 ba · 1,000 sqft · $225/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5305 E 98TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5305 E 98TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5305 E 98TH AVENUE FAQs
What would the monthly payment be for 5305 E 98TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,519/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5305 E 98TH AVENUE?+
The most recent tax bill on record (2025) was $287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5305 E 98TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $369,000, this home is listed about 3% above the Temple Terrace median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5305 E 98TH AVENUE?+
Robles Elementary School (elementary), King High School (high), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Michelle Ramos. MLS #TB8542209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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