105 N BAY HILLS BOULEVARD, SAFETY HARBOR, FL, 34695
Active5 days on marketListed Sep 17, 2026MLS #TB8542214
About this home
105 N BAY HILLS BOULEVARD
Charming updated pool home in sought-after North Bay Hills. This 3-bedroom, 2-bath home with bonus sunroom offers 1,691 SF of thoughtfully designed living space on a fenced 0.18-acre lot, ideal as a primary residence, second home, or turnkey short-term rental. The split floorplan places the primary suite privately apart from two secondary bedrooms, while a sunroom/family room addition off the kitchen adds flexible living space perfect for a home office, playroom, or additional lounge area. Step outside to your private, heated in-ground pool — a true Florida oasis for year-round entertaining. Recent updates include a newer roof (2020), newer A/C (2021), both bathrooms renovated (2020), and updated kitchen appliances including stove, dishwasher, and water heater. A whole-home water treatment system and updated interior doors round out the improvements. The attached 2-car garage and irrigation system add everyday convenience. Ideally located in Safety Harbor with easy access to downtown's shops and restaurants, top-rated schools, and Tampa Bay waterfront parks — this move-in-ready pool home is ready for its next chapter. Voluntary HOA at just $35/year, no CDD.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,691
Sqft
0.18 ac
Lot size
2
Garage
1976
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,031 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,031/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Safety Harbor actives
$334 vs $324
Days on market
5 vs 65 typical
Where $334/sqft sits among the 87 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
48 of 87
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 105 N BAY HILLS BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$389,000
2140 N BAY HILLS BOULEVARD · same community
3 bd · 2 ba · 1,680 sqft · $232/sqft · 39 DOM
Sold · Dec ’25$463,000
1110 PELICAN PLACE · same community
3 bd · 2 ba · 1,623 sqft · $285/sqft · 40 DOM
Sold · Mar ’26$275,000
300 N BAY HILLS BOULEVARD · same community
3 bd · 2 ba · 1,596 sqft · $172/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 N BAY HILLS BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 N BAY HILLS BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
105 N BAY HILLS BOULEVARD FAQs
What would the monthly payment be for 105 N BAY HILLS BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 N BAY HILLS BOULEVARD?+
The most recent tax bill on record (2025) was $7,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 N BAY HILLS BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $564,900, this home is listed about 6% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 105 N BAY HILLS BOULEVARD?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Only 5 days on market in a Safety Harbor market that averages 65 — if it fits, move quickly.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS · Marie Baethke. MLS #TB8542214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Safety Harbor homes, in your inbox
Like 105 N BAY HILLS BOULEVARD but not quite? A daily digest of every new listing in Safety Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →