2053 VILLA TERRACE, CLEARWATER, FL, 33763
Active14 days on marketListed Sep 6, 2026MLS #TB8542223
About this home
2053 VILLA TERRACE
Extreme Makeover! If you’ve seen this one before, you won’t believe the transformation! Popcorn ceilings and outdated flooring are gone, and the 1980’s kitchen is history. The freshly painted interior is just the beginning when you walk in. All-new waterproof vinyl flooring flows throughout the home, creating a cohesive look. The spacious great room with vaulted ceilings has traded old-fashioned light fixtures for brand-new recessed lighting, giving it a contemporary vibe. The new eat-in kitchen is truly the heart of the home, with all-new cabinetry, quartz countertops, stainless steel appliances, and a brand-new breakfast bar perfect for casual dining and entertaining. The bathrooms got a makeover too—both upgraded from Brady Bunch style to a resort-inspired finish. New door hardware and thoughtful touches make this true 3-bedroom villa the pride of the neighborhood. And don’t forget the newly tiled front porch, which not only welcomes guests in style but also makes a perfect spot for an afternoon cocktail. When you’re not enjoying your remodeled home, take a stroll to the neighborhood pool overlooking a scenic lake with its own fishing dock!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,636
Sqft
0.06 ac
Lot size
1984
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Clearwater actives
$214 vs $224
Days on market
14 vs 53 typical
Where $214/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villas Of Lake Arbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Villas Of Lake Arbor — neighborhood snapshot
Population
354
Median age
72
Median income
$74,643
Median home value
$183,700
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
250 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2053 VILLA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$348,000
2068 CHERYL DRIVE · same community
2 bd · 2 ba · 1,627 sqft · $214/sqft · 52 DOM
Sold · Jul ’26$350,000
2022 ARBOR LANE · same community
2 bd · 2 ba · 1,547 sqft · $226/sqft · 28 DOM
Sold · Sep ’26$287,000
2065 GROVE LANE · same community
2 bd · 2 ba · 1,547 sqft · $186/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2053 VILLA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2053 VILLA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2053 VILLA TERRACE FAQs
What would the monthly payment be for 2053 VILLA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,747/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2053 VILLA TERRACE?+
The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2053 VILLA TERRACE?+
The most recent tax bill on record (2024) was $881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2053 VILLA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $349,900, this home is listed about 25% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2053 VILLA TERRACE?+
Leila Davis Elementary School (elementary), Dunedin High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Shay Adelman. MLS #TB8542223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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