CENTURY 21 Edge
$529,900$535,0004 bd2.5 ba2,870 sqft$185 /sqft≈$4,272 /mo all-in ↓

917 TERRA VISTA STREET, BRANDON, FL, 33511

Active27 days on marketListed Sep 14, 2026MLS #TB8542325

✦ Reduced $5KSingle Family ResidenceLA COLLINA PH 1A

About this home

917 TERRA VISTA STREET

RATE BUY DOWN AVAILABLE FROM SELLER - Built in 2017 on a corner lot, this two-story plan gives you room the rest of the street doesn't: four bedrooms, a separate first-floor study / play room, and an upstairs loft flexible enough for a second living area, media room, or home gym. The first floor is organized around an open kitchen-and-living connection, finished with crown molding, luxury vinyl throughout, and no carpet downstairs. The kitchen has its own eat-in space, which keeps the dining room available for actual dining, 42-inch wood cabinetry, granite countertops, stainless steel appliances, a gas range, a good sized center island, and a walk-in pantry. A half bath serves guests without sending anyone upstairs. Upstairs, the floors have the upgraded super plush carpeting, only two years old. The loft separates the primary suite from the secondary bedrooms. The primary has a walk-in closet and private bath; three additional bedrooms and a second full bath. Outside: vinyl fenced, fully irrigated, rain gutters, and a covered screened patio where for eight months a year you'll actually want to spend time out there. The corner lot buys a side yard and one fewer adjacent neighbor. Two-car attached garage, sidewalks throughout. Don't waste time shopping 1980s Brandon inventory, instead this home has the newer, updated systems like central A/C, new pipes for the water and sewer, whole-house water softener, electric water heater, block-and-frame construction on slab, and that 2017 build date — current-code, with a tile roof that insurers like. This is a Maintenance Free Home with a low HOA of only $151/month which covers your lawn care and irrigation as well as the gated entrance, community pool, clubhouse, playground, dog park, and maintained sidewalks across La Collina's Mediterranean-styled streets. Minutes to Brandon's shopping and dining corridor, with I-75, SR 60, and the Lee Roy Selmon Expressway all close. Downtown Tampa, MacDill AFB, TPA, and the Gulf Beaches are reachable without rethinking a commute.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,870

Sqft

0.15 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$185

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Wood Frame
FoundationSlab
FacesSouth
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$151/mo
Taxes (2025)$7,286/yr
PetsYes
CommunityClubhouse · Dog Park · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,272 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$607
HOA fee — from the listing$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,547
Interest rate6.00%
Loan term

Estimated payment

$4,272/mo

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$607
HOA / condo fee$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$443KedgeAI estimate $491,804 · range $461K–$525K$551K

vs edgeAI estimate

+7.7%

$/sqft vs Brandon actives

$185 vs $209

Days on market

27 vs 63 typical

Where $185/sqft sits among the 282 Brandon actives

45
50 · this home
67
47
39
34
$141–167$167–192$192–217$217–242$242–268$268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Drive times from this address

Downtown Tampa≈ 18 min
Tampa Int’l Airport (TPA)≈ 31 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

The numbers that matter

The Brandon market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$375K → $365K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

163 of 282

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $529,900 ▼ $5K
Sep 14, 2026Listed at $535,000 · 27 days on market since
2017Built · LA COLLINA PH 1A

Reality check

What actually sold near 917 TERRA VISTA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

828 TERRA VISTA STREETSold · Jan ’26

$400,000

828 TERRA VISTA STREET · same community

3 bd · 2.5 ba · 2,157 sqft · $185/sqft · 211 DOM

1207 CADENCE COURTSold · Nov ’25

$565,000

1207 CADENCE COURT

4 bd · 3.5 ba · 2,786 sqft · $203/sqft · 72 DOM

2306 S VALRICO ROADSold · Nov ’25

$700,000

2306 S VALRICO ROAD

4 bd · 3 ba · 2,779 sqft · $252/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 917 TERRA VISTA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 917 TERRA VISTA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

917 TERRA VISTA STREET FAQs

What would the monthly payment be for 917 TERRA VISTA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,272/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 917 TERRA VISTA STREET?+

The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 917 TERRA VISTA STREET?+

The most recent tax bill on record (2025) was $7,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 917 TERRA VISTA STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $529,900, this home is listed about 42% above the Brandon median of $372,750. The market section on this page shows how the area is trending.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Jay Heidel. MLS #TB8542325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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