9900 ULMERTON ROAD UNIT 28, LARGO, FL, 33771
Active25 days on marketListed Aug 26, 2026MLS #TB8542354
About this home
9900 ULMERTON ROAD UNIT 28
Enjoy easy, affordable Florida living in this charming 1-bedroom, 1-bath mobile home located in a welcoming 55+ community in Largo. The home features a two-head mini-split AC system, providing efficient cooling throughout the home while helping keep energy costs manageable. Unwind at the end of the day in the enclosed lanai, the perfect spot to relax with your favorite beverage and enjoy the Florida lifestyle. A spacious carport provides plenty of covered parking, while the convenient storage shed includes the laundry area and additional room for storage. Residents enjoy a wonderful selection of community amenities, including an active clubhouse with a full kitchen, heated swimming pool, shuffleboard courts, and a variety of social activities and gatherings. The affordable $201 monthly fee includes water, sewer, trash service, and lawn maintenance, making everyday living simple and convenient. You'll also love the location, just minutes from beautiful Gulf beaches, local restaurants, shopping, and everyday conveniences. Whether you're looking for a seasonal getaway or an affordable place to call home, this property offers comfort, convenience, and an active Florida lifestyle. This home comes fully furnished so just bring your suitcases and move right in! Don't miss this opportunity—make an offer and start enjoying the Florida lifestyle right away!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
552
Sqft
0 ac
Lot size
1968
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,141 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,141/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+88.3%
$/sqft vs Largo actives
$217 vs $222
Days on market
25 vs 54 typical
Where $217/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33771 — neighborhood snapshot
Population
27,908
Median age
51.8
Median income
$60,139
Median home value
$145,600
Avg household
2.05
Households w/ children
2,059
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 9900 ULMERTON ROAD UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$94,000
9900 ULMERTON ROAD UNIT 35 · same community
1 bd · 1 ba · 624 sqft · $151/sqft · 80 DOM
Sold · May ’26$118,000
9900 ULMERTON ROAD UNIT 226 · same community
2 bd · 2 ba · 768 sqft · $154/sqft · 1 DOM
Sold · Jul ’26$120,000
9900 ULMERTON ROAD UNIT 238 · same community
2 bd · 2 ba · 1,056 sqft · $114/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9900 ULMERTON ROAD UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9900 ULMERTON ROAD UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9900 ULMERTON ROAD UNIT 28 FAQs
What would the monthly payment be for 9900 ULMERTON ROAD UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,141/mo — principal and interest, the actual property-tax bill, the $201/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9900 ULMERTON ROAD UNIT 28?+
The association fee works out to $201 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9900 ULMERTON ROAD UNIT 28?+
The most recent tax bill on record (2025) was $241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9900 ULMERTON ROAD UNIT 28?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $120,000, this home is listed about 59% below the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9900 ULMERTON ROAD UNIT 28?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33771 market on paper
$120,000 is 46% below the LARGO 33771 median of $222,450, and at $217/sqft it sits under the Largo average of $252.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Colleen Kavanaugh. MLS #TB8542354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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