12641 116TH LANE, SEMINOLE, FL, 33778
Active46 days on marketListed Aug 26, 2026MLS #TB8542600
About this home
12641 116TH LANE
Charming 3-bedroom home in Seminole, conveniently located just minutes from Indian Rocks Beach. Offering approximately 1,056 square feet of living space, the home features a bright, comfortable layout with plenty of natural light and flexible space for everyday living, a home office, or guests. The kitchen is equipped with a dishwasher, microwave, range, and refrigerator, while central air, ceiling fans, and inside laundry add everyday convenience. Outside, enjoy a fenced backyard and large lot with plenty of room to relax, entertain, or enjoy the Florida sunshine. A great opportunity to enjoy a well-located single-family home just a short drive from the Gulf beaches. Section 8 housing assistance is accepted. One or more images have been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,056
Sqft
0.14 ac
Lot size
1987
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$2 vs $251
Days on market
46 vs 54 typical
Where $2/sqft sits among the 325 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Martin Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Martin Terrace — neighborhood snapshot
Population
533
Median age
44
Median income
$55,343
Median home value
$316,800
Avg household
3
Households w/ children
41%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 325
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12641 116TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$308,000
12660 118TH STREET · same community
3 bd · 1 ba · 1,056 sqft · $292/sqft · 59 DOM
Sold · Jun ’26$259,900
12781 118TH STREET · same community
3 bd · 1.5 ba · 1,128 sqft · $230/sqft · 5 DOM
Sold · Apr ’26$235,000
11723 127TH AVENUE · same community
3 bd · 1 ba · 913 sqft · $257/sqft · -5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12641 116TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12641 116TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12641 116TH LANE FAQs
What would the monthly payment be for 12641 116TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12641 116TH LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $2,450, this home is listed about 99% below the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12641 116TH LANE?+
Fuguitt Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33778 market on paper
$2,450 is 99% below the SEMINOLE 33778 median of $164,450, and at $2/sqft it sits under the Seminole average of $254.
02Strong assigned schools
Fuguitt Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,550, now $2,450 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FOREVER FLORIDA REAL ESTATE · Louis Biondi. MLS #TB8542600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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