1102 MARINA DRIVE, TARPON SPRINGS, FL, 34689
Active2 days on marketListed Sep 2, 2026MLS #TB8543080
Come see it
Upcoming open house
Sun, Sep 6
1:00 PM – 3:00 PM
About this home
1102 MARINA DRIVE
Private island living, nearly half an acre and more than 190 feet of waterfront create an extraordinary setting for this beautifully updated single-story residence in Anclote Isles—one of Tarpon Springs’ most unique waterfront communities, a private island of just 18 homes. Offering exceptional privacy and an impressive setup for boating, the property features multiple boat lifts with no bridges to the Gulf and Anclote Key just a short boat ride away. Its high-elevation (no flood insurance required x-500 zone) setting is another important distinction—the home experienced no flooding from Hurricane Helene. Inside, volume ceilings throughout and abundant windows create a bright, open feel that allows this 3-bedroom, 2-bath home to live larger than its square footage. At the heart of the home, the redesigned gourmet kitchen features extended custom cabinetry, quartz countertops, a dramatic waterfall island and all-new appliances. Overlooking the family room with a wood burning fireplace, casual dining, pool and waterfront, it creates a seamless connection between indoor and outdoor living. Beautifully remodeled baths, new marble flooring in the wet areas, new wide plank white oak flooring, new hurricane-rated windows and doors, and new garage door are among the many additional improvements. Outside, the Florida waterfront lifestyle takes center stage with a pool and spa featuring a new saltwater system and natural gas heater, new travertine decking, an outdoor gym and expansive waterfront views. Just minutes from the historic Tarpon Springs Sponge Docks and a short boat ride to Anclote Key, this is a rare opportunity to own a private waterfront estate combining nearly half an acre, exceptional boating, extensive updates and the exclusivity of one of Tarpon Springs’ most distinctive island neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,997
Sqft
0.48 ac
Lot size
3
Garage
1996
Year built
One
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,555 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,555/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+113.3%
$/sqft vs Tarpon Springs actives
$650 vs $242
Days on market
2 vs 46 typical
Where $650/sqft sits among the 265 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
161 of 265
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 277% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1102 MARINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$850,000
1149 MARINA DRIVE · same community
3 bd · 2.5 ba · 2,337 sqft · $364/sqft · 128 DOM
Sold · Mar ’26$310,000
333 BAY STREET
3 bd · 2 ba · 1,988 sqft · $156/sqft · 0 DOM
Sold · Apr ’26$470,000
1390 VENTNOR AVENUE
4 bd · 2 ba · 1,978 sqft · $238/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1102 MARINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1102 MARINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1102 MARINA DRIVE FAQs
What would the monthly payment be for 1102 MARINA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,555/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1102 MARINA DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1102 MARINA DRIVE?+
The most recent tax bill on record (2025) was $10,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1102 MARINA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $1,299,000, this home is listed about 200% above the Tarpon Springs median of $432,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1102 MARINA DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,299,000 runs 277% above the TARPON SPRINGS 34689 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Tarpon Springs market that averages 46 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tammy Campbell McNelis PA. MLS #TB8543080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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