CENTURY 21 Edge
$700,0003 bd3 ba2,763 sqft$253 /sqft$5,235 /mo all-in ↓

18908 WILLOWMORE CEDAR DRIVE, LUTZ, FL, 33558

Active21 days on marketListed Aug 31, 2026MLS #TB8543245

Single Family ResidenceBIRCHWOOD PRESERVE NORTH PH 1

About this home

18908 WILLOWMORE CEDAR DRIVE

**Take a VIRTUAL VIDEO TOUR of this home now at 18908WillowmoreCedar. com** Welcome home to this gorgeous 2019 residence in the highly sought-after gated community of Birchwood Preserve in beautiful Lutz, FL. Located along a quiet street, this home is zoned for Hillsborough County’s premier trifecta of A-rated schools: McKitrick, Martinez, and Steinbrenner. Offering nearly 2,800 square feet of immaculate living space, the thoughtfully designed three-way split floor plan features three bedrooms, a dedicated office, a massive bonus room, three full baths, and a three-car tandem garage. Exceptional curb appeal greets you with a brick-paver driveway, professional landscaping, and exterior accent lighting. Step through the custom glass front door into a spacious foyer with soaring ceilings and wood-look ceramic tile floors that flow throughout the main living spaces. Just off the foyer, the first bedroom features a large bay window that floods the space with natural light, located right next to a full bath with quartz counters and a walk-in shower. Further down, elegant French doors lead to a private home office that can easily be converted into a fourth bedroom if desired. The home then opens up into a spectacular kitchen, family, and dining room combination. The gourmet kitchen is a chef's dream, boasting premium quartz countertops, upgraded 42-inch cabinets, a massive island with a breakfast bar, pendant lighting, a tiled backsplash, and a complete suite of stainless-steel KitchenAid appliances. The spacious family room features crisp paint colors, 4 transom windows allowing tons of natural light and triple glass sliders that lead out to the brick paver lanai. Off the kitchen, the formal dining room offers peaceful backyard views. The luxurious primary suite is tucked away along the back of the home for ultimate privacy. This retreat features a spacious bedroom and an upscale bath with dual sinks, quartz counters, an oversized frameless glass shower, and a large walk-in closet with custom storage organizers. Head upstairs to discover an incredible 500-plus square foot bonus room, perfect for a game room or home theater, along with the third bedroom and a third full bath. Outside, the extended paver lanai with ceiling fans is perfect for outdoor living, overlooking a fully fenced backyard filled with tropical landscaping. Additional high-value upgrades include a large laundry room with custom cabinets, a mudroom touchdown space off the garage, an advanced water treatment system, an HVAC system with air purification, energy-efficient hybrid water heater and built-in garage shelving. Residents of Birchwood Preserve enjoy a resort-style community pool and playground with low HOA dues, no CDD fees, and effortless access to Dale Mabry Highway, the Veterans Expressway, and prime local shopping and dining.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,763

Sqft

0.13 ac

Lot size

3

Garage

2019

Year built

Two

Levels

$253

Per sqft

Pets allowed

Inside

FlooringBrick/Stone · Carpet · Ceramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level · Off Street · Oversized · Tandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$200/mo
Taxes (2025)$10,025/yr
PetsBreed Restrictions, Yes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,235 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$835
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,235/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$835
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$253 vs $243

Days on market

21 vs 48 typical

Where $253/sqft sits among the 271 Lutz actives

79
75
56 · this home
26
10
25
$174–212$212–251$251–290$290–328$328–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Pasco County School District

HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$541K$528K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

165 of 271

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $700,000 · 21 days on market since
2019Built · BIRCHWOOD PRESERVE NORTH PH 1

Reality check

What actually sold near 18908 WILLOWMORE CEDAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17908 PEPPER TREE LANESold · Nov ’25

$895,000

17908 PEPPER TREE LANE

4 bd · 3.5 ba · 2,722 sqft · $329/sqft · 35 DOM

18545 BITTERN AVENUESold · Sep ’25

$582,500

18545 BITTERN AVENUE

4 bd · 3 ba · 2,623 sqft · $222/sqft · 14 DOM

3713 WICKET FIELD ROADSold · May ’26

$854,888

3713 WICKET FIELD ROAD

4 bd · 3 ba · 2,617 sqft · $327/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18908 WILLOWMORE CEDAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18908 WILLOWMORE CEDAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18908 WILLOWMORE CEDAR DRIVE FAQs

What would the monthly payment be for 18908 WILLOWMORE CEDAR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,235/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18908 WILLOWMORE CEDAR DRIVE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18908 WILLOWMORE CEDAR DRIVE?+

The most recent tax bill on record (2025) was $10,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18908 WILLOWMORE CEDAR DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $700,000, this home is listed about 47% above the Lutz median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18908 WILLOWMORE CEDAR DRIVE?+

Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Jeff Berg. MLS #TB8543245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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