CENTURY 21 Edge
$749,9004 bd3 ba2,215 sqft$339 /sqft$4,984 /mo all-in ↓

1620 COUNTRY LANE, DUNEDIN, FL, 34698

Active25 days on marketListed Aug 27, 2026MLS #TB8543255

Private poolSingle Family ResidenceTRAILS WEST

About this home

1620 COUNTRY LANE

If you know Trails West, there’s a good chance you already know this house. It’s the one with the heart. During COVID, the owner put a lighted heart in the front yard. It was a simple gesture, something cheerful for neighbors to see when the world felt anything but normal. COVID came and went. The heart stayed. And somewhere along the way, it became a little neighborhood icon. But the heart of this house was never just the one out front. Inside these walls have been game nights that got a little too competitive, conversations that went on way too late, plenty of laughter, and the kind of everyday moments you don't think much about until you realize they're the ones you remember. With 4 bedrooms and 3 baths, there's room for life to happen here without everyone being on top of each other. The fireplace has seen its share of Florida's version of cold nights, while the primary suite has a gorgeous updated bathroom, walk in closet and French doors that open directly to the covered patio and pool. Open the doors, step outside and you're there. There's a screened pool, covered patio, outdoor kitchen and pool bath, which means wet swimsuits never need to make the trek through the house. This is where burgers came off the grill while someone was still in the pool. Where friends stayed for one more drink. Where game nights could spill outside. Where the patio became the place nobody was quite ready to leave. Swim. Cook. Play. Laugh. Stay too late. Do it again next weekend. This house has already experienced a lot of life. Now someone else gets to add theirs. And when the day is over and the lights inside go out, there's still one light waiting out front. Some homes are known by their address. This one is known by its heart.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,215

Sqft

0.27 ac

Lot size

2

Garage

1984

Year built

One

Levels

$339

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$5,797/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,984 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$483
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,984/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$483
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$645KedgeAI estimate $722,593 · range $672K$753K$783K

vs edgeAI estimate

+3.8%

$/sqft vs Dunedin actives

$339 vs $306

Days on market

25 vs 53 typical

Where $339/sqft sits among the 237 Dunedin actives

65
63
57 · this home
27
9
16
$144–231$231–318$318–405$405–492$492–579$579+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

135 of 237

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $749,900 · 25 days on market since
1984Built · TRAILS WEST

Reality check

What actually sold near 1620 COUNTRY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

317 CROOKED TREE TRAILSold · Jul ’26

$381,000

317 CROOKED TREE TRAIL · same community

3 bd · 3 ba · 2,162 sqft · $176/sqft · 10 DOM

1640 COUNTRY LANESold · Mar ’26

$587,000

1640 COUNTRY LANE · same community

3 bd · 3 ba · 2,136 sqft · $275/sqft · 82 DOM

287 CROOKED TREE TRAILSold · Feb ’26

$429,000

287 CROOKED TREE TRAIL · same community

3 bd · 2.5 ba · 2,369 sqft · $181/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1620 COUNTRY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1620 COUNTRY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1620 COUNTRY LANE FAQs

What would the monthly payment be for 1620 COUNTRY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,984/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1620 COUNTRY LANE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1620 COUNTRY LANE?+

The most recent tax bill on record (2025) was $5,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1620 COUNTRY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $749,900, this home is listed about 87% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1620 COUNTRY LANE?+

Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$749,900 runs 113% above the DUNEDIN 34698 median — but at 2,215 sqft it's also nearly twice the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Sandy Budd. MLS #TB8543255.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1620 COUNTRY LANE, DUNEDIN, FL — 4 Bed, 3 Bath — $749,900 | CENTURY 21 Edge