
9412 EDDINGS ROAD, ODESSA, FL, 33556
Active19 days on marketListed Sep 1, 2026MLS #TB8543284
About this home
9412 EDDINGS ROAD
BACK ON THE MARKET - An exceptional opportunity to own this remarkable Lake Keystone Estate. Mature trees, lush landscaping, and breathtaking water views create an extraordinary setting for this exceptional Lake Keystone estate. Perfectly positioned on approximately 1.30 acres with approximately 213 feet along the bank of Lake Keystone, according to property's legal description; buyer to verify. This privately gated residence offers peaceful natural beauty, refined living, and endless opportunities for waterfront recreation. From the moment you enter, incredible views draw you through the home toward the sparkling pool, mature landscape, and magnificent Lake Keystone beyond. Soaring ceilings, marble and wood flooring, crown moldings, tray ceilings, recessed lighting, and a stone-encased fireplace create an elegant and welcoming atmosphere. The thoughtfully designed floor plan offers exceptional first-floor living, including a spacious primary suite with sweeping lake views, two expansive custom walk-in closets, and a spa-inspired bath featuring a freestanding soaking tub, double-entry walk-in shower, and dual vanities. The first floor also includes a home office, additional bedroom, formal dining room, living areas, laundry room, and a beautifully appointed kitchen and breakfast area overlooking the lake. The chef's kitchen features custom wood cabinetry with abundant storage, expansive granite countertops, and premium appliances including Bosch stainless steel appliances and a Viking cooktop. Upstairs are three additional bedrooms and flexible living space, including a room complete with a wet bar that could serve as a theater, game room, bonus room, or private guest retreat. The third garage bay is currently used as a gym but can easily be adapted to suit the new owner's lifestyle. The true magic of this property continues outdoors. The owner has made substantial investments in creating an exceptional waterfront oasis. The resort-style saltwater pool and heated spa are surrounded by luxurious travertine pavers, with extensive paver walkways leading to the lake and private dock. A specially designed seating area near the water provides the perfect place to relax and enjoy the spectacular views. Multiple outdoor living areas include an outdoor kitchen, two lanai fire pits, beautiful outdoor tile, and an incredible pool and spa setting surrounded by mature landscaping. Additional improvements include fresh exterior paint, a whole-house water filtration system, generator, security alarm with exterior cameras, wrought-iron fencing surrounding the property, and extensive professional landscaping. The private dock provides direct access to Lake Keystone, a highly sought-after 434-acre private lake and one of the premier waterfront destinations in the Tampa Bay/Odessa area. Enjoy boating, skiing, wakeboarding, tubing, paddleboarding, kayaking, jet skiing, fishing, or simply cruising across the lake. This is more than a beautiful home—it is a private waterfront retreat where every day feels like a vacation. With incredible views, majestic trees, exceptional lake frontage, luxurious outdoor living spaces, and access to one of the area's most desirable private lakes, this Lake Keystone estate is truly a one-of-a-kind opportunity.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,286
Sqft
1.3 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$699
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$19,234 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,234/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.5%
$/sqft vs Odessa actives
$699 vs $278
Days on market
19 vs 51 typical
Where $699/sqft sits among the 189 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
107 of 189
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 342% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 9412 EDDINGS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,100,000
17603 CRAWLEY ROAD
5 bd · 3.5 ba · 4,721 sqft · $445/sqft · 77 DOM
Sold · Oct ’25$2,550,000
8625 TARPON SPRINGS ROAD
4 bd · 4.5 ba · 4,988 sqft · $511/sqft · 73 DOM
Sold · Mar ’26$970,000
11008 NEST COURT
4 bd · 2.5 ba · 3,367 sqft · $288/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9412 EDDINGS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9412 EDDINGS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9412 EDDINGS ROAD FAQs
What would the monthly payment be for 9412 EDDINGS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9412 EDDINGS ROAD?+
The most recent tax bill on record (2025) was $21,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9412 EDDINGS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $2,995,000, this home is listed about 325% above the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9412 EDDINGS ROAD?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,995,000 runs 342% above the ODESSA 33556 median — but at 4,286 sqft it's also 62% larger than the typical Odessa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Ree Waltzer. MLS #TB8543284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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