3923 W GRAY STREET, TAMPA, FL, 33609
Active46 days on marketListed Aug 27, 2026MLS #TB8543290
Come see it
Upcoming open house
Sun, Oct 18
11:00 AM – 2:00 PM
About this home
3923 W GRAY STREET
This is a rare opportunity to own two adjacent lots in Bon Air. This property is being offered together with 3921 W Gray St (MLS Listing TB8543305) or separately by itself. Welcome to your family compound in the centrally located neighborhood of Bon Air. When you walk in the front door, you will notice the open floor plan with the living room, dining room, and family room all together in the same space. This wide-open area will allow your imagination to run wild to set up your home however you see fit. There is vinyl flooring all throughout. The dry bar is connected to the living room to guarantee a good time entertaining guests. The home was built in 2021 and has had some recent touch-ups to freshen it up including all brand new appliances (Refrigerator, Stove, Microwave, dishwasher, and wine cooler), and full interior paint in August 2026. On the first floor, you will find two bedrooms, a bathroom, and laundry room. Go upstairs to see the additional 3 bedrooms. Two of the bedrooms are connected to the bathroom so that the bathroom is ensuite. The huge primary bedroom features two his and her walk-in closets. The spacious bathroom has two separate vanities, a garden tub, and a large glass enclosed shower, and a water closet. Come back downstairs to go out back to your back porch and composite deck perfect for barbecuing, or just sitting around to enjoy the breeze in the shade. The backyard connects with the property next door to create a large outdoor space for the whole family to enjoy! There is a detached garage large enough for two cars and extra storage space. The property is conveniently located just a few minutes from mid-town, i275, downtown Tampa, and 30 minutes the Pinellas beaches. Call today to schedule your showing!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,432
Sqft
0.12 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,067 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,067/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs BROADMOOR PARK REV
$411 vs $442
Days on market
46 vs 64 typical
Where $411/sqft sits among the 6 homes for sale in BROADMOOR PARK REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Bon Air
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
North Bon Air — neighborhood snapshot
Population
1,150
Median age
40
Median income
$87,032
Median home value
$382,349
Avg household
2
Households w/ children
103
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 6
BROADMOOR PARK REV have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3923 W GRAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,075,000
3907 W CASS STREET · same community
4 bd · 3 ba · 2,682 sqft · $401/sqft · 4 DOM
Sold · Jun ’26$925,000
4007 W GRAY STREET · same community
5 bd · 4 ba · 2,808 sqft · $329/sqft · 248 DOM
Sold · Mar ’26$1,000,050
3824 W CARMEN STREET · same community
5 bd · 3.5 ba · 2,855 sqft · $350/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3923 W GRAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3923 W GRAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3923 W GRAY STREET FAQs
What would the monthly payment be for 3923 W GRAY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,067/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3923 W GRAY STREET?+
The most recent tax bill on record (2025) was $13,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,000,000, this home is listed about 130% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3923 W GRAY STREET?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 100% above the TAMPA 33609 median — but at 2,432 sqft it's also 55% larger than the typical Tampa listing.
02Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,185,000, now $1,000,000 — a $185K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAKE IT HOME, INC · Robert Callahan, II. MLS #TB8543290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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