
1586 GULF BOULEVARD UNIT 2103, CLEARWATER, FL, 33767
Active25 days on marketListed Aug 28, 2026MLS #TB8543382
About this home
1586 GULF BOULEVARD UNIT 2103
Experience the relaxed elegance of Gulf-front living at Cabana Club on Sand Key, where sweeping water views, direct beach access and spectacular sunsets create an exceptional coastal setting. This beautifully updated two-bedroom, two-bath residence with den offers approximately 1,390 square feet of light-filled living space, thoughtfully designed to embrace its Gulf backdrop. An inviting split-bedroom floor plan provides privacy for owners and guests, while the spacious living and dining areas are filled with natural light and open to a large Gulf-facing balcony. Accessible from both the living room and primary suite, this outdoor living space offers a front-row perspective of the Gulf, an ideal setting for morning coffee, coastal breezes and unforgettable Florida sunsets. At the heart of the residence, the updated kitchen blends style and functionality and connects easily with the main living areas. A wood-burning fireplace creates a distinctive focal point in the living room, framed by built-in cabinetry that adds architectural interest and valuable storage. A separate den offers welcome flexibility for a home office, media room, reading retreat or additional guest space. The Gulf-facing primary suite is a peaceful retreat with direct balcony access, a generous walk-in closet and a spacious en-suite bath featuring dual vanities and a jetted tub/shower. The secondary bedroom is privately positioned within the split floor plan with convenient access to the second full bath. Additional features include indoor laundry, updated baths and automatic hurricane shutters protecting the Gulf-facing windows and doors. Cabana Club complements the residence with an impressive collection of recreational and lifestyle amenities. Residents enjoy direct access to the sands of Sand Key, a beachfront swimming pool, fitness center, clubhouse and courts for pickleball, basketball and tennis, creating an atmosphere that feels equally suited to an active lifestyle or a quiet day along the Gulf. Ideally situated on Sand Key just south of Clearwater Beach, the community offers a peaceful beachfront setting with convenient access to waterfront dining, boating, shopping and entertainment throughout the Clearwater Beach area. From the natural light and flexible floor plan to the expansive balcony and ever-changing Gulf views, this residence captures the effortless appeal of Florida’s Gulf Coast lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,390
Sqft
1
Garage
1984
Year built
One
Levels
$701
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,230 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,230/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.3%
$/sqft vs Clearwater actives
$701 vs $225
Days on market
25 vs 53 typical
Where $701/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
253 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1586 GULF BOULEVARD UNIT 2103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$885,000
1582 GULF BOULEVARD UNIT 1507 · same community
2 bd · 2 ba · 1,385 sqft · $639/sqft · 110 DOM
Sold · Oct ’25$1,400,000
1586 GULF BOULEVARD UNIT 2401 · same community
3 bd · 3 ba · 1,740 sqft · $805/sqft · 96 DOM
Sold · Aug ’26$1,250,000
1586 GULF BOULEVARD UNIT 2501 · same community
3 bd · 3 ba · 1,740 sqft · $718/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1586 GULF BOULEVARD UNIT 2103 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1586 GULF BOULEVARD UNIT 2103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1586 GULF BOULEVARD UNIT 2103 FAQs
What would the monthly payment be for 1586 GULF BOULEVARD UNIT 2103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,230/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1586 GULF BOULEVARD UNIT 2103?+
The most recent tax bill on record (2025) was $5,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1586 GULF BOULEVARD UNIT 2103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $974,000, this home is listed about 249% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1586 GULF BOULEVARD UNIT 2103?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$974,000 runs 75% above the CLEARWATER 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Tyler Jones. MLS #TB8543382.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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