13674 120TH LANE, SEMINOLE, FL, 33778
Active23 days on marketListed Aug 28, 2026MLS #TB8543508
About this home
13674 120TH LANE
Impressive, move in ready, remodeled, concrete block home with 3 bedrooms, 1 full bathroom, and a beautiful open floor plan in unincorporated Seminole. This remodel was executed with an eye for detail, and stylish finesse. The lines are straight and the upgrades are soothing to the eye. When you open the front door, you'll be impressed with the spacious open floor plan completely connecting the living room and kitchen, causing the home to feel much bigger than the specs. Upraded lighting fixtures and extra canned lighting throughout, along with plenty of natural light through the vinyl windows produces a bright, and clean feel throughout. The kitchen is impressive with new real wood soft close cabinetry, solid stone counter-tops, choice tile back-splash, stylish hardware and fixtures, and stainless steel appliances. The new, upgrade tile floors in the kitchen, living room and hallway provide a connecting flow in the common areas and the new carpet with thick pad in the bedrooms allows you to comfortably crunch your toes on the floor when you wake up in the morning. The bathroom is a stunning remodel with new everything throughout. The backyard is very spacious allowing for plenty of entertaining and fun. The roof was replaced in 2024. All you have to do with this home is move in and live the Florida lifestyle, nothing else needed!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
800
Sqft
0.17 ac
Lot size
1
Garage
1960
Year built
One
Levels
$394
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs Seminole actives
$394 vs $251
Days on market
23 vs 45 typical
Where $394/sqft sits among the 308 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgecrest Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Ridgecrest Acres — neighborhood snapshot
Population
484
Median age
44
Median income
$55,343
Median home value
$316,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
162 of 308
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13674 120TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$290,000
12049 132ND AVENUE · same community
3 bd · 1 ba · 860 sqft · $337/sqft · 77 DOM
Sold · Sep ’25$141,000
1825 134TH AVENUE · same community
2 bd · 2 ba · 1,005 sqft · $140/sqft · 118 DOM
Sold · Aug ’26$310,000
13264 120TH LANE · same community
4 bd · 1 ba · 1,050 sqft · $295/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 13674 120TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13674 120TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13674 120TH LANE FAQs
What would the monthly payment be for 13674 120TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13674 120TH LANE?+
The most recent tax bill on record (2025) was $2,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13674 120TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $315,000, this home is listed about 19% below the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13674 120TH LANE?+
Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Gabriel Graham. MLS #TB8543508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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