3605 E 28TH AVENUE, TAMPA, FL, 33605
Active46 days on marketListed Aug 28, 2026MLS #TB8543542
About this home
3605 E 28TH AVENUE
Charming cottage-style 3-bedroom, 1-bath home situated on a large lot in a convenient Tampa location. Fresh exterior and interior paint complement the newer kitchen cabinets and countertops, creating a bright and inviting feel throughout. Enter through the enclosed porch, a versatile space perfect for a home office, playroom, or game room. Bedroom one is located just off the entry and leads into the kitchen and family room, where large surrounding windows fill the space with natural light. The hallway leads to the updated hall bath and two additional bedrooms. Tile flooring flows throughout the home for easy maintenance. A separate laundry room is located just outside the kitchen's back door and features washer/dryer hookups plus space for additional storage. Conveniently located just off 34th Street with easy access to Ybor City, Channelside, Downtown Tampa, shopping, dining, and major roadways.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
748
Sqft
0.14 ac
Lot size
1956
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $289
Days on market
46 vs 64 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jackson Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Jackson Heights — neighborhood snapshot
Population
4,180
Median age
36
Median income
$36,131
Median home value
$237,795
Avg household
3
Households w/ children
466
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3605 E 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
2725 E COLUMBUS DRIVE
2 bd · 2 ba · 760 sqft · $263/sqft · 26 DOM
Sold · Jun ’26$215,000
2209 E 18TH AVENUE
3 bd · 1 ba · 760 sqft · $283/sqft · 5 DOM
Sold · Jul ’26$125,000
2505 E 17TH AVENUE
2 bd · 1 ba · 812 sqft · $154/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3605 E 28TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3605 E 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3605 E 28TH AVENUE FAQs
What would the monthly payment be for 3605 E 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3605 E 28TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,850, this home is listed about 100% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3605 E 28TH AVENUE?+
Potter Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DEMETER PROPERTIES INC · Kay Mariutto. MLS #TB8543542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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