146 8TH STREET, WINTER HAVEN, FL, 33880
Active1 days on marketListed Sep 2, 2026MLS #TB8543673
About this home
146 8TH STREET
### **2023-Built 3BR/2BA | No HOA | Tenant Occupied | Immediate Rental Income ( $1575 monthly)** Built in 2023, this beautiful 3-bedroom, 2-bath home is a fantastic opportunity for both investors and owner-occupants. **Currently tenant occupied, this property offers the new owner immediate rental income from day one!** And with **NO HOA**, you have added flexibility and lower ownership costs. The home features a spacious open-concept living, dining, and kitchen area with vaulted ceilings and decorative display ledges. The kitchen offers gorgeous stone countertops, stainless steel appliances, and a pantry closet. The open floor plan also provides plenty of space for a future kitchen island or L-shaped countertop for additional bar seating and storage. The primary suite includes a private tiled bathroom and walk-in closet. Two additional bedrooms provide comfortable space for family, guests, or a home office. A second tiled bathroom and convenient interior laundry room complete the layout. Enjoy the covered front patio with its decorative arch and added privacy at the entry. The backyard offers a comfortable space for entertaining, along with a **104 sq. ft. storage container** for additional storage. **No HOA!** Conveniently located near US-17 and SR-60, just minutes from downtown Winter Haven, AdventHealth Fieldhouse, LEGOLAND, Snively Brooks Community Park, and the Eloise Resource Center. Whether you're looking for an investment property with **rental income already in place** or a newer home in a convenient Winter Haven location, this is an opportunity you won't want to miss. **Tenant occupied—schedule your showing today!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.13 ac
Lot size
2022
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Winter Haven actives
$178 vs $169
Days on market
1 vs 48 typical
Where $178/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
212 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 146 8TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$244,990
2211 MAJESTIC SPAN AVENUE
3 bd · 2 ba · 1,409 sqft · $174/sqft · 388 DOM
Sold · Aug ’26$249,888
2077 GOLDEN BEAK DRIVE
3 bd · 2 ba · 1,409 sqft · $177/sqft · 118 DOM
Sold · Dec ’25$180,000
896 N 9TH STREET
3 bd · 2 ba · 1,420 sqft · $127/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 146 8TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 146 8TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
146 8TH STREET FAQs
What would the monthly payment be for 146 8TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,952/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 146 8TH STREET?+
The most recent tax bill on record (2025) was $2,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 146 8TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $250,000, this home is listed about 12% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 146 8TH STREET?+
Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Hanie Nguyen. MLS #TB8543673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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