CENTURY 21 Edge
$525,000$549,0002 bd2 ba1,240 sqft$423 /sqft≈$5,841 /mo all-in ↓

6287 BAHIA DEL MAR CIRCLE UNIT 401, ST PETERSBURG, FL, 33715

Active52 days on marketListed Aug 30, 2026MLS #TB8543685

✦ Reduced $24KWaterfrontFully furnishedCondominiumBAHIA DEL MAR IV

Come see it

Upcoming open house

Thu, Oct 22

12:00 AM – 2:00 PM

About this home

6287 BAHIA DEL MAR CIRCLE UNIT 401

SWEEPING WATER VIEWS FROM NEARLY EVERY ROOM! Set at the southwestern point of Isla del Sol, Bahia Pointe enjoys a spectacular setting with water wrapping around the island and panoramic views in nearly every direction. Within this sought-after building, this desirable CORNER RESIDENCE captures expansive Intracoastal views, the graceful arches of the Tierra Verde bridge, passing boats, and brilliant sunset and twilight skies. From the living room, dining room and kitchen to BOTH THE PRIMARY AND GUEST BEDROOMS, water is always part of the view. Step onto the private covered balcony to watch boats cruise the Intracoastal, dolphins play and manatees glide through the waters below—or simply settle in with your morning coffee and enjoy the coastal breeze. Inside, the bright and spacious split-bedroom floor plan features tile flooring throughout, an updated kitchen with white cabinetry, granite countertops, breakfast bar and stainless-steel appliances, plus convenient IN-UNIT LAUNDRY. Wake up to WATER VIEWS FROM THE KING-SIZE PRIMARY BEDROOM, then enjoy the beautifully remodeled 2025 primary bath featuring tile flooring, an inlaid tile shower, dual vanity and rain showerhead. Both spacious bedrooms offer en-suite baths and walk-in closets, while the guest bath also has separate access for visitors. Additional highlights include NEW CAT 5 HURRICANE-RATED WINDOWS AND DOORS, coastal furnishings, private storage conveniently located on the same floor, assigned covered parking and easy elevator access. Bahia Del Mar offers true resort-style living with a waterfront pool and spa, fishing pier, scenic walking paths, secure lobby, updated fitness center with water views, and inviting social and gathering spaces. The building has successfully completed its milestone inspection, there are NO CURRENT ASSESSMENTS, and this residence has NEVER FLOODED. Optional membership at Isla Del Sol Yacht & Country Club offers golf, tennis, pickleball, marina amenities and an active social lifestyle. Just minutes from award-winning Gulf beaches, Fort De Soto Park and vibrant Downtown St. Petersburg, with convenient access to Tampa International Airport. FULLY FURNISHED AND READY TO ENJOY—come experience the sunsets, sea breezes and very best of Isla del Sol waterfront living!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,240

Sqft

5 ac

Lot size

1983

Year built

One

Levels

$423

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sliding Doors · Storage

Community & fees

HOA fee$1,012/mo
Taxes (2025)$9,985/yr
PetsDogs OK, Size Limit, Yes
CommunityCanal Front · Fishing · Intracoastal Waterway · Lake · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,841 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,604
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$832
Condo fee — from the listing$1,012
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate7.50%
Loan term

Estimated payment

$5,841/mo

Principal & interest$3,604
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$832
HOA / condo fee$1,012
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$427KedgeAI estimate $494,095 · range $445K–$527K$548K

vs edgeAI estimate

+6.3%

$/sqft vs St Petersburg actives

$423 vs $325

Days on market

52 vs 66 typical

Where $423/sqft sits among the 400 St Petersburg actives

153
141 · this home
36
28
12
30
$129–282$282–436$436–589$589–743$743–896$896+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

231 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 ▼ $24K
Aug 30, 2026Listed at $549,000 · 52 days on market since
1983Built · BAHIA DEL MAR IV

Reality check

What actually sold near 6287 BAHIA DEL MAR CIRCLE UNIT 401

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6287 BAHIA DEL MAR CIRCLE UNIT 801Sold · Dec ’25

$630,000

6287 BAHIA DEL MAR CIRCLE UNIT 801 · same community

2 bd · 2 ba · 1,240 sqft · $508/sqft · 0 DOM

6287 BAHIA DEL MAR CIRCLE UNIT 101Sold · Aug ’26

$325,000

6287 BAHIA DEL MAR CIRCLE UNIT 101 · same community

2 bd · 2 ba · 890 sqft · $365/sqft · 230 DOM

6287 BAHIA DEL MAR CIRCLE UNIT 313Sold · Feb ’26

$460,000

6287 BAHIA DEL MAR CIRCLE UNIT 313 · same community

2 bd · 2 ba · 890 sqft · $517/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6287 BAHIA DEL MAR CIRCLE UNIT 401 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6287 BAHIA DEL MAR CIRCLE UNIT 401 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6287 BAHIA DEL MAR CIRCLE UNIT 401 FAQs

What would the monthly payment be for 6287 BAHIA DEL MAR CIRCLE UNIT 401?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,841/mo — principal and interest, the actual property-tax bill, the $1,012/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6287 BAHIA DEL MAR CIRCLE UNIT 401?+

The association fee works out to $1,012 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6287 BAHIA DEL MAR CIRCLE UNIT 401?+

The most recent tax bill on record (2025) was $9,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6287 BAHIA DEL MAR CIRCLE UNIT 401?+

The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $525,000, this home is listed about 24% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6287 BAHIA DEL MAR CIRCLE UNIT 401?+

Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$525,000 runs 76% above the ST PETERSBURG 33715 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,012/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $549,000, now $525,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Pam Moll. MLS #TB8543685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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