CENTURY 21 Edge
$625,0004 bd3 ba2,680 sqft$233 /sqft$4,580 /mo all-in ↓

3926 NORTHRIDGE DRIVE, VALRICO, FL, 33596

Active16 days on marketListed Sep 4, 2026MLS #TB8543720

Private poolSingle Family ResidenceBLOOMINGDALE SEC U V PH

About this home

3926 NORTHRIDGE DRIVE

Welcome to this well-maintained 4-bedroom, 3-bath traditional-style home in a desirable Valrico location. Situated on a quiet, pleasant street, this property offers an inviting combination of indoor comfort and exceptional outdoor living, with convenient access to shopping, dining, and nearby schools, including Alafia Elementary, Burns Middle, and Bloomingdale High School. The beautifully landscaped, low-maintenance yard features a fully fenced artificial turf backyard for added privacy. The welcoming front porch provides a comfortable spot to enjoy the outdoors, while the screened rear porch overlooks the expansive backyard and pool area. The paver patio creates the perfect setting for outdoor dining, entertaining, or relaxing poolside. The backyard is truly the highlight of the home, featuring a refreshing swimming pool and jacuzzi, making it an ideal space for entertaining family and friends or unwinding at the end of the day. Inside, the open floor plan provides a bright and versatile living space with plenty of natural light and sleek, flat ceilings. The updated kitchen opens directly to the living room and outdoor living areas, creating an excellent flow for everyday living and entertaining. It features beautiful quartz countertops, a large island with ample workspace, stylish lighting, and premium appliances. The recently updated primary suite is conveniently located with direct access to the pool area and living room. The ensuite bathroom provides added privacy and convenience, while the generous closet space offers plenty of room for storage. Three additional bedrooms are also located on the other side of the home and offer comfortable accommodations with ample closet space.The home has been thoughtfully maintained and extensively renovated within the past two years. Additional features include an HVAC replaced in 2019, solar water heater, whole-house water softener, reverse osmosis system at the kitchen sink, premium appliances, and more. With its spacious layout, renovated interior, pool, jacuzzi, screened porch, fenced backyard, and energy-conscious features, this Valrico home offers a fantastic combination of comfort, functionality, and outdoor living. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,680

Sqft

0.25 ac

Lot size

3

Garage

1995

Year built

One

Levels

$233

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$23/mo
Taxes (2024)$9,483/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,580 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2024 actual bill$790
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,580/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$790
HOA / condo fee$23
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$494KedgeAI estimate $532,197 · range $514K$537K$650K

vs edgeAI estimate

+17.4%

$/sqft vs Valrico actives

$233 vs $215

Days on market

16 vs 36 typical

Where $233/sqft sits among the 195 Valrico actives

31
29
56
39 · this home
21
19
$157–178$178–199$199–220$220–241$241–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

125 of 195

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $625,000 · 16 days on market since
1995Built · BLOOMINGDALE SEC U V PH

Reality check

What actually sold near 3926 NORTHRIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2216 EAGLE BLUFF DRIVESold · Feb ’26

$584,500

2216 EAGLE BLUFF DRIVE · same community

4 bd · 3 ba · 2,676 sqft · $218/sqft · 172 DOM

2327 EAGLE BLUFF DRIVESold · Aug ’26

$522,500

2327 EAGLE BLUFF DRIVE · same community

4 bd · 2.5 ba · 2,452 sqft · $213/sqft · 55 DOM

2641 BROOKVILLE DRIVESold · Jun ’26

$550,000

2641 BROOKVILLE DRIVE

4 bd · 3 ba · 2,771 sqft · $198/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3926 NORTHRIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3926 NORTHRIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3926 NORTHRIDGE DRIVE FAQs

What would the monthly payment be for 3926 NORTHRIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,580/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3926 NORTHRIDGE DRIVE?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3926 NORTHRIDGE DRIVE?+

The most recent tax bill on record (2024) was $9,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3926 NORTHRIDGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $625,000, this home is listed about 32% above the Valrico median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3926 NORTHRIDGE DRIVE?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 37% above the VALRICO 33596 median — but at 2,680 sqft it's also 20% larger than the typical Valrico listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Sean McDermott II. MLS #TB8543720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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