7859 40TH AVENUE N, ST PETERSBURG, FL, 33709
Active22 days on marketListed Aug 31, 2026MLS #TB8543968
About this home
7859 40TH AVENUE N
Looking for NEWER CONSTRUCTION close to THE BEACHES with A POOL!!! Here is your opportunity at an extremely attractive price point!! Thoughtful upgrades, quality finishes, a flexible split-bedroom layout, and an outstanding location make this NEWER-BUILT home a must-see. Welcome to this beautifully designed pool home, built in 2020 and situated on a quiet street surrounded by other newer homes. Thoughtfully appointed with quality finishes, functional spaces, and exceptional outdoor living, this home offers the perfect blend of style, comfort, and privacy. Inside, soaring 9-foot ceilings, luxury vinyl flooring, plantation shutters, and a stunning walnut wood veneer acoustic slat wall with vertical wood detailing create a warm, sophisticated atmosphere. The kitchen features elegant quartz countertops, a large pantry, and ample space for entertaining. A formal dining area provides the perfect setting for gatherings and special occasions. The thoughtfully designed three-way split floor plan offers exceptional flexibility, allowing everyone to enjoy their own space while providing an ideal setup for guests. The guest bath features a double-sink vanity for added convenience. Hurricane-rated windows and doors provide peace of mind and durability. Additional upgrades include a water softener and a dedicated system to help eliminate rust staining from the sprinkler system. Step outside to your PRIVATE BACKYARD OASIS with SPARKLING POOL installed in 2022, where professionally designed landscaping by a landscape architect is enhanced by beautiful professional landscape lighting. The extra-wide paver driveway adds impressive curb appeal while providing plenty of parking. From the quiet neighborhood setting to the extensive upgrades and versatile floor plan, this exceptional SOLID BUILT BLOCK HOME is designed for both everyday living and effortless entertaining. A rare opportunity to enjoy newer construction with thoughtful finishes and a truly inviting outdoor retreat. The central location provides convenient access to the beach, downtown St. Petersburg, and I-275 for an easy commute to Tampa. Newer construction close to the beach, in an area that does not require flood insurance, is a rare find and adds to the appeal of this exceptional home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,123
Sqft
0.18 ac
Lot size
2
Garage
2020
Year built
One
Levels
$370
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,374 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,374/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs St Petersburg actives
$370 vs $305
Days on market
22 vs 57 typical
Where $370/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 333% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7859 40TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$545,000
7991 24TH AVE N AVENUE N
4 bd · 3 ba · 2,054 sqft · $265/sqft · 71 DOM
Sold · Jun ’26$725,000
8270 30TH AVENUE N
3 bd · 3 ba · 2,196 sqft · $330/sqft · 23 DOM
Sold · Jun ’26$548,500
2798 67TH STREET N
4 bd · 3 ba · 2,235 sqft · $245/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7859 40TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7859 40TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7859 40TH AVENUE N FAQs
What would the monthly payment be for 7859 40TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,374/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7859 40TH AVENUE N?+
The most recent tax bill on record (2025) was $8,205. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $785,000, this home is listed about 83% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7859 40TH AVENUE N?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARRIS REAL ESTATE AND INVESTMENTS · Bruce Harris. MLS #TB8543968.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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