CENTURY 21 Edge
$385,0002 bd2 ba2,138 sqft$180 /sqft$3,775 /mo all-in ↓

15818 COBBLE MILL DRIVE, WIMAUMA, FL, 33598

Active21 days on marketListed Aug 31, 2026MLS #TB8543979

Single Family ResidenceVALENCIA LAKES

About this home

15818 COBBLE MILL DRIVE

This 2,138 square foot Positano is certain to meet and exceed your needs and desires. Recently painted in SW Svelte Sage with Westhighland White trim, and featuring immaculate landscaping, this Positano boasts great street appeal. A screened-in front portico provides a wonderful place to relax and enjoy outdoor living. Upon entering the foyer with its 10’-11’ tray ceiling adorned with a stunning Possino Euro design Tiller Gold Leaf Pendant Chandelier, you will be greeted with an amazing view of this open floorplan. To the left of the foyer is a spacious kitchen with ample space for the Chef and Sous-Chef. It features 42” maple cabinetry painted in BENJAMIN MOORE Silver Cloud and topped with CAMBRIA Praa Sands quartz countertops, complemented by an optical glass backsplash. A black granite composite double sink, GE range, and microwave, along with a Frigidaire 3-door refrigerator and pantry with sliders, make the kitchen wonderfully functional. The dinette features two windows, a modern chandelier, and serves as an ideal space for daily or intimate meals. The dining room is adorned with a magnificent WEST ELM Bezel 6-light linear chandelier and comfortably seats 10 people. The expansive great room features a 3-panel 12’ slider leading to the Florida room. The common and wet areas are finished with 12”x24” porcelain tile, while the bedrooms boast bamboo floors. The Florida room basks in natural light, is equipped with a ceiling fan, two recessed lights, and offers a serene oasis. The primary bedroom features a tray ceiling with a ceiling fan, a 3-pane 9’ window, a full-length glass door leading to the Florida room, two customized walk-in closets, and a luxurious ensuite bathroom. The ensuite bathroom serves as a retreat, featuring a jetted Roman tub, a glass-enclosed walk-in shower with a seating ledge, a blue vanity with double sinks and gold faucets, Praa Sands quartz countertops, a framed mirror, and a W/C for the commode. Centrally located within the house is the office/den, accessible through its glass double French doors. The spacious guest bedroom, situated at the front of the house, provides privacy and comfort. The second bathroom features a walk-in shower and a beautiful vanity. Environmental comforts are ensured by a 4-ton 17.5 SEER Goodman HVAC system with humidity controls, an AO Smith 50-gallon hot water tank with an expansion tank, two 150-amp square D electrical panels, an ADT monitored alarm system, and accordion shutters on the windows for hurricane protection. Finally, the 20x20 garage features three overhead storage racks and stand-alone shelving. Outside, inside, front to back, this POSITANO shines. Enjoy resort-style living at Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community.Your HOA fee includes Cable TV with numerous speciality channels, high speed internet, all landscape and lawn care - including water - and ADT security! This sought-after community boasts an impressive 40,000 square foot clubhouse that offers entertainment shows, dances, a variety of clubs, Mattison's Cafe a state-of-the-art 24/7 fitness center, a resort pool, a lap pool, exercise classes, card rooms, pickleball, tennis, and much more. Conveniently located to hospitals, Downtown Tampa, Tampa airport, and a short drive to Disney, cruise ports, Sarasota, and some of the country’s finest beaches! Seize the day and begin living your idyllic life today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,138

Sqft

0.13 ac

Lot size

2

Garage

2010

Year built

One

Levels

$180

Per sqft

Trees/Woods viewNegotiable55+ community

Inside

FlooringBamboo · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Washer
InteriorChair Rail · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air · Humidity Control
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$590/mo
Taxes (2025)$7,056/yr
PetsBreed Restrictions
CommunityFishing · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,775 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$588
HOA fee — from the listing$590
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,775/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$588
HOA / condo fee$590
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$350KedgeAI estimate $372,581 · range $365K$388K$404K

vs edgeAI estimate

+3.3%

$/sqft vs VALENCIA LAKES

$180 vs $194

Days on market

21 vs 36 typical

Where $180/sqft sits among the 10 homes for sale in VALENCIA LAKES

2 · this home
4
0
3
0
1
$167–182$182–197$197–212$212–227$227–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

WIMAUMA 33598 — neighborhood snapshot

Population

29,119

Median age

35.8

Median income

$91,649

Median home value

$352,800

Avg household

3.1

Households w/ children

3,648

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wimauma market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$354K$360K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

5 of 10

VALENCIA LAKES have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the WIMAUMA 33598 median. See the full Wimauma market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $385,000 · 21 days on market since
2010Built · VALENCIA LAKES

Reality check

What actually sold near 15818 COBBLE MILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4948 GRAND BANKS DRIVESold · May ’26

$465,000

4948 GRAND BANKS DRIVE · same community

3 bd · 2.5 ba · 2,185 sqft · $213/sqft · 227 DOM

4946 SAPPHIRE SOUND DRIVESold · Jan ’26

$415,000

4946 SAPPHIRE SOUND DRIVE · same community

3 bd · 2 ba · 2,194 sqft · $189/sqft · 325 DOM

16010 GOLDEN LAKES DRIVESold · Aug ’26

$385,000

16010 GOLDEN LAKES DRIVE · same community

3 bd · 2 ba · 2,058 sqft · $187/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 15818 COBBLE MILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15818 COBBLE MILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15818 COBBLE MILL DRIVE FAQs

What would the monthly payment be for 15818 COBBLE MILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,775/mo — principal and interest, the actual property-tax bill, the $590/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15818 COBBLE MILL DRIVE?+

The association fee works out to $590 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15818 COBBLE MILL DRIVE?+

The most recent tax bill on record (2025) was $7,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15818 COBBLE MILL DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $385,000, this home is listed about 5% above the Wimauma median of $364,995. The market section on this page shows how the area is trending.

Which schools are assigned to 15818 COBBLE MILL DRIVE?+

Lennard High School (high), Cypress Creek Elementary School (elementary), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$385,000 runs 10% above the WIMAUMA 33598 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $590/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of DALTON WADE INC · Zoki Mbolekwa. MLS #TB8543979.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15818 COBBLE MILL DRIVE, WIMAUMA, FL — 2 Bed, 2 Bath — $385,000 | CENTURY 21 Edge