10039 STERLING AVENUE, DADE CITY, FL, 33525
Active20 days on marketListed Sep 1, 2026MLS #TB8544125
About this home
10039 STERLING AVENUE
Some photos have been Ai enhanced. RARE FIND: Own Your Land in a 55+ Modular Community. No Lot Rent, Ever. This is not your typical manufactured home. Welcome to 10039 Sterling Avenue, a stunning, completely updated home on a .16 acre fee-simple lot you own...just like a single-family home. Enjoy pure ownership and peace of mind. THE GAME-CHANGER: Your Private 60' x 21' RV Carport. Park your RV, multiple vehicles and golf cart in your massive covered carport with full 50-amp electrical service and direct sewer hookups. A rare luxury in any modular community. SINGLE-FAMILY HOME ELEGANCE INSIDE Step inside and feel the difference. Plantation shutters and crown molding frames every room. The gourmet 9x15 kitchen features premium solid wood cabinetry, stone-look countertops, stainless appliances and a functional center island. Luxury vinyl plank flooring flows seamlessly through open-concept living and dining spaces. The electric fireplace in the living room adds to the elegance of the space. This home feels and lives like a high-end custom-built residence..not a typical modular unit. IMPRESSIVE LAYOUT Master suite with spa-like en-suite bath with dual vanities, soaking tub, walk-in shower. Two additional bedrooms with private entries and a rare two-story workshop, 400 SF with 8-foot loft storage. Perfect for the hobbyist, craftsman or anyone needing serious workspace. RESORT-STYLE LIVING Relax on your expansive 240 SF screened front porch with maintenance free TREX composite decking. The community offers heated pool, pickleball, shuffleboard and an active social calendar, everything you want in a 55+ lifestyle, with none of the typical lot-rent headaches. Your monthly HOA fee covers cable TV, water, sewer and trash. Not in a flood zone. BOTTOM LINE: This is one of Floridas rare communities where residents own their land fee-simple. Move-in ready. Luxury finishes. Total ownership. Total peace of mind. Call for your private viewing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,710
Sqft
0.16 ac
Lot size
2006
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,557 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,557/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAMPTON COURT UNREC
$175 vs $146
Days on market
20 vs 43 typical
Where $175/sqft sits among the 8 homes for sale in HAMPTON COURT UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $352K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
4 of 8
HAMPTON COURT UNREC have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 10039 STERLING AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$170,000
10045 HAMP DRIVE · same community
2 bd · 2 ba · 1,404 sqft · $121/sqft · 30 DOM
Sold · Mar ’26$160,000
10105 WELLINGTON AVENUE · same community
2 bd · 2 ba · 1,296 sqft · $123/sqft · 288 DOM
Sold · Apr ’26$150,000
10047 COLLINGWOOD AVENUE · same community
2 bd · 2 ba · 1,231 sqft · $122/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10039 STERLING AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10039 STERLING AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10039 STERLING AVENUE FAQs
What would the monthly payment be for 10039 STERLING AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,557/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10039 STERLING AVENUE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10039 STERLING AVENUE?+
The most recent tax bill on record (2025) was $3,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10039 STERLING AVENUE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $299,960, this home is listed about 24% below the Dade City median of $393,965. The market section on this page shows how the area is trending.
Which schools are assigned to 10039 STERLING AVENUE?+
Pasco High School (high), Centennial Middle School (middle), Centennial Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lori Cheek. MLS #TB8544125.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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