
470 MANDALAY AVENUE UNIT 403, CLEARWATER, FL, 33767
Active10 days on marketListed Sep 11, 2026MLS #TB8544197
About this home
470 MANDALAY AVENUE UNIT 403
Vacation Rental. Experience the best stay ever at the Sandpearl Residences. This three bedroom, two and a half bath property looks due west, directly out to the spectacular Gulf of Mexico, as well as across the inviting pool area in the most exclusive condominium community in Clearwater Beach! The primary bedroom, with its luxurious king bed, shares the same direct view of the water with the guest bedroom, boasting two full beds. A third bedroom with access to either the master bath or the half bath and a full bed is a perfect secluded getaway for kids, teens, or grandparents who enjoy a quieter place to nap. Enjoy all that the Sandpearl Residences have to offer including third floor beach view pool and hot tub, exercise facilities including sauna and steam, billiard room, community room for extra space, assigned covered parking, 24 hour concierge service, even Room Service from the world famous Sandpearl Resort just next door! Act now to reserve your time in the sun!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,857
Sqft
1 ac
Lot size
1
Garage
2008
Year built
One
Levels
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RESIDENCES AT SANDPEARL RESORT CONDO
$8 vs $1,191
Days on market
10 vs 53 typical
Where $8/sqft sits among the 6 homes for sale in RESIDENCES AT SANDPEARL RESORT CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 6
RESIDENCES AT SANDPEARL RESORT CONDO have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 470 MANDALAY AVENUE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,050,000
470 MANDALAY AVENUE UNIT 306 · same community
2 bd · 2 ba · 1,782 sqft · $589/sqft · 422 DOM
Sold · Jun ’26$3,500,000
11 BAYMONT STREET UNIT 702 · same community
3 bd · 3.5 ba · 2,605 sqft · $1,344/sqft · 99 DOM
Sold · Aug ’26$855,000
600 BAYWAY BOULEVARD UNIT 304
3 bd · 3 ba · 1,845 sqft · $463/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 470 MANDALAY AVENUE UNIT 403 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 470 MANDALAY AVENUE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
470 MANDALAY AVENUE UNIT 403 FAQs
What would the monthly payment be for 470 MANDALAY AVENUE UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 470 MANDALAY AVENUE UNIT 403?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $15,000, this home is listed about 95% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 470 MANDALAY AVENUE UNIT 403?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33767 market on paper
$15,000 is 97% below the CLEARWATER 33767 median of $560,000, and at $8/sqft it sits under the Clearwater average of $279.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JMC RESORT PROPERTIES, LLC · Gil St. Clair. MLS #TB8544197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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