7560 BAY ISLAND DRIVE S UNIT 146, SOUTH PASADENA, FL, 33707
Active49 days on marketListed Sep 2, 2026MLS #TB8544299
About this home
7560 BAY ISLAND DRIVE S UNIT 146
SPECIAL RATE! ONLY $2990...ENJOY THE NEARBY BEACHES FOR THANKSGIVING! STAY FOR CHRISTMAS! STUNNING WATERFRONT CONDO ON BOCA CIEGA BAY! This beautifully remodeled, spacious 2BR/2BA condo showcases spectacular sunsets and open water views. Watch dolphins, manatees, and boaters pass by right from your private, screened porch—perfect for morning coffee or evening wine. Features a bright, fully stocked kitchen, comfortable modern decor, beautiful plantation shutters, a large capacity all-in-one washer dryer, and essential starter amenities. Located in Bay Island, St. Petersburg’s premier gated 55+ resort community. Enjoy 6 heated pools, 2 tennis courts, pickleball, clubhouse, fitness center, and an active social calendar. Includes cable TV, internet, plus assigned covered parking. Unbeatable location minutes to beaches, walking distance to the SunRunner transit, and 20 mins to Downtown St. Pete. Easy airport access: Conveniently close to both St. Pete-Clearwater (PIE) and Tampa International (TPA) airports for effortless travel. Flexible Lease: Available seasonal (30-day minimum) Sept 1–Dec 31, 2026, and starting April 1, 2027. Also available for an annual lease beginning April 1, 2027. Residents aged 15 and older are welcome to stay in this beautiful, gated Bay Island community, as long as at least one occupant in the home is 55 or older. Your Florida paradise awaits!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,170
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs South Pasadena actives
$3 vs $269
Days on market
49 vs 84 typical
Where $3/sqft sits among the 91 South Pasadena actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $263K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
50 of 91
South Pasadena actives have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7560 BAY ISLAND DRIVE S UNIT 146
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
7560 BAY ISLAND DRIVE S UNIT 246 · same community
2 bd · 2 ba · 1,170 sqft · $244/sqft · 317 DOM
Sold · Apr ’26$272,000
7560 BAY ISLAND DRIVE S UNIT 148 · same community
2 bd · 2 ba · 1,050 sqft · $259/sqft · 53 DOM
Sold · Apr ’26$140,000
7560 BAY ISLAND DRIVE S UNIT 348 · same community
2 bd · 2 ba · 1,050 sqft · $133/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7560 BAY ISLAND DRIVE S UNIT 146 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7560 BAY ISLAND DRIVE S UNIT 146 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7560 BAY ISLAND DRIVE S UNIT 146 FAQs
What would the monthly payment be for 7560 BAY ISLAND DRIVE S UNIT 146?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7560 BAY ISLAND DRIVE S UNIT 146?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $2,990, this home is listed about 99% below the South Pasadena median of $264,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7560 BAY ISLAND DRIVE S UNIT 146?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SOUTH PASADENA 33707 market on paper
$2,990 is 99% below the SOUTH PASADENA 33707 median of $329,450, and at $3/sqft it sits under the South Pasadena average of $305.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,700, now $2,990 — a $710 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPIONS BEST REALTY LLC · Kay Smith. MLS #TB8544299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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